For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Sehuka branch in Sehuka (Dist. Bhabhua), Sehuka Dist Bhabhua, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Sehuka (Dist. Bhabhua) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004418. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Sehuka, Sehuka (Dist. Bhabhua)

Here are some of the key details that come with the IFSC Code BKID0004418 of Bank Of India for its branch located in Sehuka (Dist. Bhabhua), within the district of Sehuka Dist Bhabhua in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004418
Branch Sehuka
City Sehuka (Dist. Bhabhua)
District Sehuka Dist Bhabhua
State Bihar
Address At P O Sehuka Via Ramgarhdist Bhabhua

These details helps users in online banking and for businesses and individuals who use Bank Of India in Sehuka (Dist. Bhabhua) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004418 for the Sehuka branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Sehuka, Sehuka (Dist. Bhabhua), Bihar, are given a unique IFSC like BKID0004418 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sehuka (Dist. Bhabhua).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sehuka (Dist. Bhabhua) and Sehuka Dist Bhabhua.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Sehuka goes to the correct branch. This is important because Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004418

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sehuka in Sehuka (Dist. Bhabhua).

For example, the IFSC Code BKID0004418 of Bank Of India for the Sehuka branch includes these elements, identifying the bank and the branch location in Sehuka (Dist. Bhabhua) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004418 of Bank Of India for its Sehuka branch located in Sehuka (Dist. Bhabhua), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Sehuka (Dist. Bhabhua) and Sehuka Dist Bhabhua, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Sehuka or Sehuka (Dist. Bhabhua) to get the exact IFSC Code BKID0004418.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Sehuka (Dist. Bhabhua) that will provide accurate information.

How to Use IFSC Code BKID0004418 for Online Transfers?

Once you have the IFSC Code BKID0004418 for the Sehuka branch of Bank Of India in Sehuka (Dist. Bhabhua), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004418. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004418.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Sehuka in Sehuka (Dist. Bhabhua), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Sehuka, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sehuka (Dist. Bhabhua) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Sehuka, Sehuka (Dist. Bhabhua)?

The IFSC Code is BKID0004418.

Is the IFSC Code BKID0004418 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Sehuka?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sehuka branch?

The address of the branch is At P O Sehuka Via Ramgarhdist Bhabhua located in Sehuka (Dist. Bhabhua), Sehuka Dist Bhabhua, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.