Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Saurikh branch in Saurikh (Dist.Kannauj), Saurikh Distkannauj, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Saurikh (Dist.Kannauj) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007607. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Saurikh, Saurikh (Dist.Kannauj)
Here are the key points that are associated with the IFSC Code BKID0007607 of Bank Of India for its branch located in Saurikh (Dist.Kannauj), within the district of Saurikh Distkannauj in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007607 |
| Branch | Saurikh |
| City | Saurikh (Dist.Kannauj) |
| District | Saurikh Distkannauj |
| State | Uttar Pradesh |
| Address | Csb Roadsaurikh Dist Kannauj |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Saurikh (Dist.Kannauj) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007607 for the Saurikh branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007607 is given to every bank branch, including Bank Of India located in Saurikh, Saurikh (Dist.Kannauj), Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Saurikh (Dist.Kannauj).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Saurikh (Dist.Kannauj) and Saurikh Distkannauj.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Saurikh doesn't end up at another location.
Format of the IFSC Code BKID0007607
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saurikh in Saurikh (Dist.Kannauj).
For example, the IFSC Code BKID0007607 of Bank Of India for the Saurikh branch includes these elements, identifying the bank and the branch location in Saurikh (Dist.Kannauj) and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0007607 of Bank Of India for its Saurikh branch located in Saurikh (Dist.Kannauj), the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Saurikh (Dist.Kannauj) and Saurikh Distkannauj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Saurikh or Saurikh (Dist.Kannauj) to find the exact IFSC Code BKID0007607.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Saurikh (Dist.Kannauj) will provide accurate information.
How to Use IFSC Code BKID0007607 for Online Transfers?
Once you have the IFSC Code BKID0007607 for the Saurikh branch of Bank Of India in Saurikh (Dist.Kannauj), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007607. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007607.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Saurikh in Saurikh (Dist.Kannauj), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Saurikh, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Saurikh (Dist.Kannauj) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007607.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Csb Roadsaurikh Dist Kannauj located in Saurikh (Dist.Kannauj), Saurikh Distkannauj, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.