Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Dabcha branch in Sat-Bankura (District Midnapore), Sat Bankura District Midnapore, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Sat-Bankura (District Midnapore) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004312. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Dabcha, Sat-Bankura (District Midnapore)

Here are the key points that are associated with the IFSC Code BKID0004312 of Bank Of India for its branch located in Sat-Bankura (District Midnapore), within the district of Sat Bankura District Midnapore in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004312
Branch Dabcha
City Sat-Bankura (District Midnapore)
District Sat Bankura District Midnapore
State West Bengal
Address Village Dabcha Post Sat Bankkuradistrict Midnapore West Bengal

These details helps users in online banking and for businesses and individuals who use Bank Of India in Sat-Bankura (District Midnapore) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004312 for the Dabcha branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Dabcha, Sat-Bankura (District Midnapore), West Bengal, are allotted a unique IFSC like BKID0004312 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sat-Bankura (District Midnapore).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sat-Bankura (District Midnapore) and Sat Bankura District Midnapore.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Dabcha reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code BKID0004312

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dabcha in Sat-Bankura (District Midnapore).

For example, the IFSC Code BKID0004312 of Bank Of India for the Dabcha branch includes these elements, identifying the bank and the branch location in Sat-Bankura (District Midnapore) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004312 of Bank Of India for its Dabcha branch located in Sat-Bankura (District Midnapore), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Sat-Bankura (District Midnapore) and Sat Bankura District Midnapore, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Dabcha or Sat-Bankura (District Midnapore) to get the exact IFSC Code BKID0004312.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Sat-Bankura (District Midnapore) that will provide accurate information.

How to Use IFSC Code BKID0004312 for Online Transfers?

Once you have the IFSC Code BKID0004312 for the Dabcha branch of Bank Of India in Sat-Bankura (District Midnapore), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004312. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004312.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Dabcha in Sat-Bankura (District Midnapore), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Dabcha, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sat-Bankura (District Midnapore) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Dabcha, Sat-Bankura (District Midnapore)?

The IFSC Code is BKID0004312.

Is the IFSC Code BKID0004312 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Dabcha?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dabcha branch?

The address of the branch is Village Dabcha Post Sat Bankkuradistrict Midnapore West Bengal located in Sat-Bankura (District Midnapore), Sat Bankura District Midnapore, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.