IFSC Code of Bank Of India, Sarthua, Sarthua Dist Jehanabad, Bihar — BKID0004481

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Sarthua branch in Sarthua (Dist. Jehanabad), Sarthua Dist Jehanabad, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Sarthua (Dist. Jehanabad) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004481. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Sarthua, Sarthua (Dist. Jehanabad)

Below in the table are the key details related to IFSC Code BKID0004481 of Bank Of India for its branch located in Sarthua (Dist. Jehanabad), within the district of Sarthua Dist Jehanabad in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Sarthua (Dist. Jehanabad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004481 for the Sarthua branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Sarthua, Sarthua (Dist. Jehanabad), Bihar, is provided a unique IFSC like BKID0004481 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Bank Of India branch in Sarthua (Dist. Jehanabad).
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Sarthua (Dist. Jehanabad) and Sarthua Dist Jehanabad.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Sarthua do not get misguided to another person.

Format of the IFSC Code BKID0004481

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sarthua in Sarthua (Dist. Jehanabad).

For example, the IFSC Code BKID0004481 of Bank Of India for the Sarthua branch includes these elements, identifying the bank and the branch location in Sarthua (Dist. Jehanabad) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004481 of Bank Of India for its Sarthua branch located in Sarthua (Dist. Jehanabad), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Sarthua (Dist. Jehanabad) and Sarthua Dist Jehanabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Sarthua or Sarthua (Dist. Jehanabad) to get the exact IFSC Code BKID0004481.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Sarthua (Dist. Jehanabad) that will provide accurate information.

How to Use IFSC Code BKID0004481 for Online Transfers?

Once you have the IFSC Code BKID0004481 for the Sarthua branch of Bank Of India in Sarthua (Dist. Jehanabad), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004481. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004481.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sarthua in Sarthua (Dist. Jehanabad), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Sarthua, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sarthua (Dist. Jehanabad) manage online transfers as well as cheque clearances with ease.