IFSC Code of Bank Of India, Kukru, Seraikela, Jharkhand- BKID0005981

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Kukru branch in Saraikela-Kharsawan, Seraikela, Jharkhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Saraikela-Kharsawan or anywhere in Jharkhand can easily transfer funds instantly by using the correct IFSC Code BKID0005981. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kukru, Saraikela-Kharsawan

The table below shows the main details of the IFSC Code BKID0005981 for the Bank Of India branch in Saraikela-Kharsawan, which falls under the Seraikela district in Jharkhand.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Saraikela-Kharsawan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0005981 for the Kukru branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kukru, Saraikela-Kharsawan, Jharkhand, are allotted a unique IFSC like BKID0005981 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Saraikela-Kharsawan.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Saraikela-Kharsawan and Seraikela.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kukru reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0005981

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kukru in Saraikela-Kharsawan.

For example, the IFSC Code BKID0005981 of Bank Of India for the Kukru branch includes these elements, identifying the bank and the branch location in Saraikela-Kharsawan and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0005981 of Bank Of India for its Kukru branch located in Saraikela-Kharsawan, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Saraikela-Kharsawan and Seraikela, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Kukru or Saraikela-Kharsawan to get the exact IFSC Code BKID0005981.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Saraikela-Kharsawan that will provide accurate information.

How to Use IFSC Code BKID0005981 for Online Transfers?

If you have the IFSC Code BKID0005981 for the Kukru branch of Bank Of India in Saraikela-Kharsawan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0005981. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0005981.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Kukru in Saraikela-Kharsawan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Kukru, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Saraikela-Kharsawan manage their online transfers and cheque clearances easily.