There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Sanktia branch in Sanktia (Dist. Burdwan), Sanktia Dist Burdwan, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Sanktia (Dist. Burdwan) or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code BKID0004226. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Sanktia, Sanktia (Dist. Burdwan)
The table below shows the main details of the IFSC Code BKID0004226 for the Bank Of India branch in Sanktia (Dist. Burdwan), which falls under the Sanktia Dist Burdwan district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004226 |
| Branch | Sanktia |
| City | Sanktia (Dist. Burdwan) |
| District | Sanktia Dist Burdwan |
| State | West Bengal |
| Address | Village Po Sanktiadist Burdwan |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Sanktia (Dist. Burdwan) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004226 for the Sanktia branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004226 is given to every bank branch, including Bank Of India located in Sanktia, Sanktia (Dist. Burdwan), West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Sanktia (Dist. Burdwan).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sanktia (Dist. Burdwan) and Sanktia Dist Burdwan.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Sanktia doesn't end up at another location.
Format of the IFSC Code BKID0004226
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sanktia in Sanktia (Dist. Burdwan).
For example, the IFSC Code BKID0004226 of Bank Of India for the Sanktia branch includes these elements, identifying the bank and the branch location in Sanktia (Dist. Burdwan) and West Bengal accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004226 of Bank Of India for its Sanktia branch located in Sanktia (Dist. Burdwan), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Sanktia (Dist. Burdwan) and Sanktia Dist Burdwan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Sanktia or Sanktia (Dist. Burdwan) to get the exact IFSC Code BKID0004226.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Sanktia (Dist. Burdwan) that will provide accurate information.
How to Use IFSC Code BKID0004226 for Online Transfers?
Once you have the IFSC Code BKID0004226 for the Sanktia branch of Bank Of India in Sanktia (Dist. Burdwan), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004226. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004226.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sanktia in Sanktia (Dist. Burdwan), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Sanktia, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sanktia (Dist. Burdwan) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004226.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village Po Sanktiadist Burdwan located in Sanktia (Dist. Burdwan), Sanktia Dist Burdwan, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.