For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Sandi branch in Sandi (Dist. Hardoi), Sandi Dist Hardoi, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Sandi (Dist. Hardoi) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007402. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Sandi, Sandi (Dist. Hardoi)
The table below shows the main details of the IFSC Code BKID0007402 for the Bank Of India branch in Sandi (Dist. Hardoi), which falls under the Sandi Dist Hardoi district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007402 |
| Branch | Sandi |
| City | Sandi (Dist. Hardoi) |
| District | Sandi Dist Hardoi |
| State | Uttar Pradesh |
| Address | Mohallah Nawabganjsandi Dist Hardoi |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Sandi (Dist. Hardoi) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007402 for the Sandi branch of Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Sandi, Sandi (Dist. Hardoi), Uttar Pradesh, is provided with a unique IFSC like BKID0007402 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of India branch in Sandi (Dist. Hardoi).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sandi (Dist. Hardoi) and Sandi Dist Hardoi.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Sandi do not get mixed with another location.
Format of the IFSC Code BKID0007402
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sandi in Sandi (Dist. Hardoi).
For example, the IFSC Code BKID0007402 of Bank Of India for the Sandi branch includes these elements, identifying the bank and the branch location in Sandi (Dist. Hardoi) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are looking for the IFSC Code BKID0007402 of Bank Of India for its Sandi branch located in Sandi (Dist. Hardoi), the following methods can help:
Cheque Book
The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Bank Of India branches in Sandi (Dist. Hardoi) and Sandi Dist Hardoi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Bank Of India and look for the branch locator section, then search for Sandi or Sandi (Dist. Hardoi) to get the exact IFSC Code BKID0007402.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Sandi (Dist. Hardoi), then it will provide you proper information.
How to Use IFSC Code BKID0007402 for Online Transfers?
Once you have the IFSC Code BKID0007402 for the Sandi branch of Bank Of India in Sandi (Dist. Hardoi), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007402. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007402.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Sandi in Sandi (Dist. Hardoi), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Sandi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sandi (Dist. Hardoi) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007402.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Mohallah Nawabganjsandi Dist Hardoi located in Sandi (Dist. Hardoi), Sandi Dist Hardoi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.