The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Sadabad branch in Sadabad (Distt. Mahamayanagar Up), Sadabad Distt Mahamayanagar Up, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Sadabad (Distt. Mahamayanagar Up) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007761. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Sadabad, Sadabad (Distt. Mahamayanagar Up)
Below in the table are the key details related to IFSC Code BKID0007761 of Bank Of India for its branch located in Sadabad (Distt. Mahamayanagar Up), within the district of Sadabad Distt Mahamayanagar Up in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007761 |
| Branch | Sadabad |
| City | Sadabad (Distt. Mahamayanagar Up) |
| District | Sadabad Distt Mahamayanagar Up |
| State | Uttar Pradesh |
| Address | Ashirwad Palace Hathras Road Sadabaddist Mahamayanagar |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Sadabad (Distt. Mahamayanagar Up) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007761 for the Sadabad branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Sadabad, Sadabad (Distt. Mahamayanagar Up), Uttar Pradesh, are allotted a unique IFSC like BKID0007761 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sadabad (Distt. Mahamayanagar Up).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sadabad (Distt. Mahamayanagar Up) and Sadabad Distt Mahamayanagar Up.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Sadabad reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BKID0007761
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sadabad in Sadabad (Distt. Mahamayanagar Up).
For example, the IFSC Code BKID0007761 of Bank Of India for the Sadabad branch includes these elements, identifying the bank and the branch location in Sadabad (Distt. Mahamayanagar Up) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007761 of Bank Of India for its Sadabad branch located in Sadabad (Distt. Mahamayanagar Up), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Sadabad (Distt. Mahamayanagar Up) and Sadabad Distt Mahamayanagar Up, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Sadabad or Sadabad (Distt. Mahamayanagar Up) to get the exact IFSC Code BKID0007761.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Sadabad (Distt. Mahamayanagar Up), you'll get the correct details.
How to Use IFSC Code BKID0007761 for Online Transfers?
Once you have the IFSC Code BKID0007761 for the Sadabad branch of Bank Of India in Sadabad (Distt. Mahamayanagar Up), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0007761. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007761.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Sadabad in Sadabad (Distt. Mahamayanagar Up) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Sadabad, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sadabad (Distt. Mahamayanagar Up) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007761.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ashirwad Palace Hathras Road Sadabaddist Mahamayanagar located in Sadabad (Distt. Mahamayanagar Up), Sadabad Distt Mahamayanagar Up, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.