Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Rupasgari branch in Rupasgari (Dist. Howrah), Rupasgari Dist Howrah, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Rupasgari (Dist. Howrah) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004287. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Rupasgari, Rupasgari (Dist. Howrah)
Here are some of the key details that come with the IFSC Code BKID0004287 of Bank Of India for its branch located in Rupasgari (Dist. Howrah), within the district of Rupasgari Dist Howrah in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004287 |
| Branch | Rupasgari |
| City | Rupasgari (Dist. Howrah) |
| District | Rupasgari Dist Howrah |
| State | West Bengal |
| Address | Vill Po Rupasgaridist Howrah |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Rupasgari (Dist. Howrah) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004287 for the Rupasgari branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Rupasgari, Rupasgari (Dist. Howrah), West Bengal, are given a unique IFSC like BKID0004287 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Rupasgari (Dist. Howrah).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Rupasgari (Dist. Howrah) and Rupasgari Dist Howrah.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of India in Rupasgari goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BKID0004287
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rupasgari in Rupasgari (Dist. Howrah).
For example, the IFSC Code BKID0004287 of Bank Of India for the Rupasgari branch has these elements, identifying the bank and the branch location in Rupasgari (Dist. Howrah) and West Bengal correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004287 of Bank Of India for its Rupasgari branch located in Rupasgari (Dist. Howrah), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Rupasgari (Dist. Howrah) and Rupasgari Dist Howrah, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Rupasgari or Rupasgari (Dist. Howrah) to get the exact IFSC Code BKID0004287.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Rupasgari (Dist. Howrah) that will provide accurate information.
How to Use IFSC Code BKID0004287 for Online Transfers?
If you have the IFSC Code BKID0004287 for the Rupasgari branch of Bank Of India in Rupasgari (Dist. Howrah), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004287. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004287.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Rupasgari in Rupasgari (Dist. Howrah), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Rupasgari, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Rupasgari (Dist. Howrah) manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004287.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Po Rupasgaridist Howrah located in Rupasgari (Dist. Howrah), Rupasgari Dist Howrah, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.