The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Rudraprayag branch in Rudraprayag, Rudraprayag, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Rudraprayag or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BKID0007213. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Rudraprayag, Rudraprayag
The table below shows the main details of the IFSC Code BKID0007213 for the Bank Of India branch in Rudraprayag, which falls under the Rudraprayag district in Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007213 |
| Branch | Rudraprayag |
| City | Rudraprayag |
| District | Rudraprayag |
| State | Uttarakhand |
| Address | Choudhary Market Badrinath Margnear Vikas Bhawan Rudraprayag |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Rudraprayag for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0007213 for the Rudraprayag branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Rudraprayag, Rudraprayag, Uttarakhand, is provided a unique IFSC like BKID0007213 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Rudraprayag.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Rudraprayag and Rudraprayag.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Rudraprayag do not get misguided to another person.
Format of the IFSC Code BKID0007213
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rudraprayag in Rudraprayag.
For example, the IFSC Code BKID0007213 of Bank Of India for the Rudraprayag branch includes these elements, identifying the bank and the branch location in Rudraprayag and Uttarakhand correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007213 of Bank Of India for its Rudraprayag branch located in Rudraprayag, the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Rudraprayag and Rudraprayag, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Rudraprayag or Rudraprayag to get the exact IFSC Code BKID0007213.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Rudraprayag that will provide accurate information.
How to Use IFSC Code BKID0007213 for Online Transfers?
Once you have the IFSC Code BKID0007213 for the Rudraprayag branch of Bank Of India in Rudraprayag, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0007213. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007213.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Rudraprayag in Rudraprayag, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Rudraprayag, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Rudraprayag manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007213.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Choudhary Market Badrinath Margnear Vikas Bhawan Rudraprayag located in Rudraprayag, Rudraprayag, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.