There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Roori Sadikpur branch in Roori Sadikpur (Dist. Unnao), Roori Sadikpur Dist Unnao, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Roori Sadikpur (Dist. Unnao) or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code BKID0007341. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Roori Sadikpur, Roori Sadikpur (Dist. Unnao)
Here are the key points that are associated with the IFSC Code BKID0007341 of Bank Of India for its branch located in Roori Sadikpur (Dist. Unnao), within the district of Roori Sadikpur Dist Unnao in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007341 |
| Branch | Roori Sadikpur |
| City | Roori Sadikpur (Dist. Unnao) |
| District | Roori Sadikpur Dist Unnao |
| State | Uttar Pradesh |
| Address | Village Mustafabadpost Roori Sadikpur Dist Unnao |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Roori Sadikpur (Dist. Unnao) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007341 for the Roori Sadikpur branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Roori Sadikpur, Roori Sadikpur (Dist. Unnao), Uttar Pradesh, are allotted a unique IFSC like BKID0007341 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Roori Sadikpur (Dist. Unnao).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Roori Sadikpur (Dist. Unnao) and Roori Sadikpur Dist Unnao.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Roori Sadikpur reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.
Format of the IFSC Code BKID0007341
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Roori Sadikpur in Roori Sadikpur (Dist. Unnao).
For example, the IFSC Code BKID0007341 of Bank Of India for the Roori Sadikpur branch has these elements, identifying the bank and the branch location in Roori Sadikpur (Dist. Unnao) and Uttar Pradesh correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007341 of Bank Of India for its Roori Sadikpur branch located in Roori Sadikpur (Dist. Unnao), the following methods can help:
Cheque Book
The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Roori Sadikpur (Dist. Unnao) and Roori Sadikpur Dist Unnao, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and find the branch locator section. Search for Roori Sadikpur or Roori Sadikpur (Dist. Unnao) to get the exact IFSC Code BKID0007341.
Mobile Banking App
If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Roori Sadikpur (Dist. Unnao) that will provide accurate information.
How to Use IFSC Code BKID0007341 for Online Transfers?
Once you have the IFSC Code BKID0007341 for the Roori Sadikpur branch of Bank Of India in Roori Sadikpur (Dist. Unnao), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0007341. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007341.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Roori Sadikpur in Roori Sadikpur (Dist. Unnao) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Roori Sadikpur, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Roori Sadikpur (Dist. Unnao) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007341.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Village Mustafabadpost Roori Sadikpur Dist Unnao located in Roori Sadikpur (Dist. Unnao), Roori Sadikpur Dist Unnao, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.