Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Rohtas branch in Rohtas (Dist. Rohtas, Bihar), Rohtas Dist Rohtas Bihar, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Rohtas (Dist. Rohtas, Bihar) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004618. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Rohtas, Rohtas (Dist. Rohtas, Bihar)

Here are the main details that are associated with the IFSC Code BKID0004618 of Bank Of India for its branch located in Rohtas (Dist. Rohtas, Bihar), within the district of Rohtas Dist Rohtas Bihar in the state of Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004618
Branch Rohtas
City Rohtas (Dist. Rohtas, Bihar)
District Rohtas Dist Rohtas Bihar
State Bihar
Address Rohtas Akbarpurdt Rohtas Dist Patna

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Rohtas (Dist. Rohtas, Bihar) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004618 for the Rohtas branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004618 is given to every bank branch, including Bank Of India located in Rohtas, Rohtas (Dist. Rohtas, Bihar), Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Rohtas (Dist. Rohtas, Bihar).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rohtas (Dist. Rohtas, Bihar) and Rohtas Dist Rohtas Bihar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Rohtas doesn't end up at another location.

Format of the IFSC Code BKID0004618

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rohtas in Rohtas (Dist. Rohtas, Bihar).

For example, the IFSC Code BKID0004618 of Bank Of India for the Rohtas branch includes these elements, identifying the bank and the branch location in Rohtas (Dist. Rohtas, Bihar) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004618 of Bank Of India for its Rohtas branch located in Rohtas (Dist. Rohtas, Bihar), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Rohtas (Dist. Rohtas, Bihar) and Rohtas Dist Rohtas Bihar, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Rohtas or Rohtas (Dist. Rohtas, Bihar) to get the exact IFSC Code BKID0004618.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Rohtas (Dist. Rohtas, Bihar), you'll get the correct details.

How to Use IFSC Code BKID0004618 for Online Transfers?

Once you have the IFSC Code BKID0004618 for the Rohtas branch of Bank Of India in Rohtas (Dist. Rohtas, Bihar), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004618. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004618.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Rohtas in Rohtas (Dist. Rohtas, Bihar), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Rohtas, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rohtas (Dist. Rohtas, Bihar) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India Rohtas Rohtas (Dist. Rohtas, Bihar)?

The IFSC Code of the Rohtas Rohtas (Dist. Rohtas, Bihar) branch is BKID0004618.

Is IFSC Code BKID0004618 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Bank Of India Rohtas branch?

The branch is located at Rohtas Akbarpurdt Rohtas Dist Patna.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.