Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Duddhi branch in Robertsganj (Up), Robertsganj Up, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Robertsganj (Up) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007015. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Duddhi, Robertsganj (Up)

Here are some of the key details that come with the IFSC Code BKID0007015 of Bank Of India for its branch located in Robertsganj (Up), within the district of Robertsganj Up in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007015
Branch Duddhi
City Robertsganj (Up)
District Robertsganj Up
State Uttar Pradesh
Address Bank Of India Duddhi Branchward No6 Main Road Duddhi Sonebhadra 23120

These details helps users in online banking and for businesses and individuals who use Bank Of India in Robertsganj (Up) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007015 for the Duddhi branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007015 is given to every bank branch, including Bank Of India located in Duddhi, Robertsganj (Up), Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Robertsganj (Up).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Robertsganj (Up) and Robertsganj Up.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Duddhi doesn't end up at another location.

Format of the IFSC Code BKID0007015

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Duddhi in Robertsganj (Up).

For example, the IFSC Code BKID0007015 of Bank Of India for the Duddhi branch includes these elements, identifying the bank and the branch location in Robertsganj (Up) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0007015 of Bank Of India for its Duddhi branch located in Robertsganj (Up), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Robertsganj (Up) and Robertsganj Up, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Duddhi or Robertsganj (Up) to get the exact IFSC Code BKID0007015.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Robertsganj (Up), then it will provide you proper information.

How to Use IFSC Code BKID0007015 for Online Transfers?

If you have the IFSC Code BKID0007015 for the Duddhi branch of Bank Of India in Robertsganj (Up), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007015. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0007015.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Duddhi in Robertsganj (Up), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Duddhi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Robertsganj (Up) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Duddhi, Robertsganj (Up)?

The IFSC Code is BKID0007015.

Is the IFSC Code BKID0007015 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Duddhi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Duddhi branch?

The address of the branch is Bank Of India Duddhi Branchward No6 Main Road Duddhi Sonebhadra 23120 located in Robertsganj (Up), Robertsganj Up, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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