The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Suparigola branch in Raninagar (Dist. Murshidabad), Raninagar Dist Murshidabad, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Raninagar (Dist. Murshidabad) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004218. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Suparigola, Raninagar (Dist. Murshidabad)
Here are the main details that are associated with the IFSC Code BKID0004218 of Bank Of India for its branch located in Raninagar (Dist. Murshidabad), within the district of Raninagar Dist Murshidabad in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004218 |
| Branch | Suparigola |
| City | Raninagar (Dist. Murshidabad) |
| District | Raninagar Dist Murshidabad |
| State | West Bengal |
| Address | Near Raninagar Ii Block Officevill Po Raninagardist Murshidabad |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Raninagar (Dist. Murshidabad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004218 for the Suparigola branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Suparigola, Raninagar (Dist. Murshidabad), West Bengal, is provided a unique IFSC like BKID0004218 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Raninagar (Dist. Murshidabad).
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Raninagar (Dist. Murshidabad) and Raninagar Dist Murshidabad.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Suparigola do not get misguided to another person.
Format of the IFSC Code BKID0004218
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Suparigola in Raninagar (Dist. Murshidabad).
For example, the IFSC Code BKID0004218 of Bank Of India for the Suparigola branch includes these elements, identifying the bank and the branch location in Raninagar (Dist. Murshidabad) and West Bengal accurately.
How to Find IFSC Code for Bank Of India?
To find the IFSC Code BKID0004218 of Bank Of India for its Suparigola branch located in Raninagar (Dist. Murshidabad), the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of India branches in Raninagar (Dist. Murshidabad) and Raninagar Dist Murshidabad, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of India and go to the branch locator section. Then search for Suparigola or Raninagar (Dist. Murshidabad) to find the exact IFSC Code BKID0004218.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Raninagar (Dist. Murshidabad) will provide accurate information.
How to Use IFSC Code BKID0004218 for Online Transfers?
Once you have the IFSC Code BKID0004218 for the Suparigola branch of Bank Of India in Raninagar (Dist. Murshidabad), you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0004218. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004218.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Suparigola in Raninagar (Dist. Murshidabad), your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Suparigola, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Raninagar (Dist. Murshidabad) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004218.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Raninagar Ii Block Officevill Po Raninagardist Murshidabad located in Raninagar (Dist. Murshidabad), Raninagar Dist Murshidabad, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.