For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Ranghola branch in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar), Ranghola Po Sanosara Tal Umraladist Bhavnagar, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0003215. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Ranghola, Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar)

Here are the main details that are associated with the IFSC Code BKID0003215 of Bank Of India for its branch located in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar), within the district of Ranghola Po Sanosara Tal Umraladist Bhavnagar in the state of Gujarat.

Particulars Details
Bank Bank Of India
IFSC Code BKID0003215
Branch Ranghola
City Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar)
District Ranghola Po Sanosara Tal Umraladist Bhavnagar
State Gujarat
Address Rangholapo Sanosara Tal Umrala Dist Bhavnagar

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0003215 for the Ranghola branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Ranghola, Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar), Gujarat, are given a unique IFSC like BKID0003215 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar) and Ranghola Po Sanosara Tal Umraladist Bhavnagar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Ranghola goes to the correct branch. This is important because Bank Of India has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0003215

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ranghola in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar).

For example, the IFSC Code BKID0003215 of Bank Of India for the Ranghola branch has these elements, identifying the bank and the branch location in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar) and Gujarat correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0003215 of Bank Of India for its Ranghola branch located in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar) and Ranghola Po Sanosara Tal Umraladist Bhavnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Ranghola or Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar) to get the exact IFSC Code BKID0003215.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar), then it will provide you proper information.

How to Use IFSC Code BKID0003215 for Online Transfers?

Once you have the IFSC Code BKID0003215 for the Ranghola branch of Bank Of India in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0003215. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0003215.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Ranghola in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Ranghola, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Ranghola, Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar)?

The IFSC Code is BKID0003215.

Is the IFSC Code BKID0003215 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Ranghola?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ranghola branch?

The address of the branch is Rangholapo Sanosara Tal Umrala Dist Bhavnagar located in Ranghola (Po Sanosara, Tal Umrala,Dist Bhavnagar), Ranghola Po Sanosara Tal Umraladist Bhavnagar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.