IFSC Code of Bank Of India, Rangdhamali, Rangdhamali Dist Jailpaiguri, West Bengal- BKID0004302

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Rangdhamali branch in Rangdhamali(Dist. Jailpaiguri), Rangdhamali Dist Jailpaiguri, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Rangdhamali(Dist. Jailpaiguri) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004302. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Rangdhamali, Rangdhamali(Dist. Jailpaiguri)

Here are the key points that are associated with the IFSC Code BKID0004302 of Bank Of India for its branch located in Rangdhamali(Dist. Jailpaiguri), within the district of Rangdhamali Dist Jailpaiguri in the state of West Bengal.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Rangdhamali(Dist. Jailpaiguri) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004302 for the Rangdhamali branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Rangdhamali, Rangdhamali(Dist. Jailpaiguri), West Bengal, are given a unique IFSC like BKID0004302 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rangdhamali(Dist. Jailpaiguri).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Rangdhamali(Dist. Jailpaiguri) and Rangdhamali Dist Jailpaiguri.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Rangdhamali goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004302

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rangdhamali in Rangdhamali(Dist. Jailpaiguri).

For example, the IFSC Code BKID0004302 of Bank Of India for the Rangdhamali branch has these elements, identifying the bank and the branch location in Rangdhamali(Dist. Jailpaiguri) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004302 of Bank Of India for its Rangdhamali branch located in Rangdhamali(Dist. Jailpaiguri), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Rangdhamali(Dist. Jailpaiguri) and Rangdhamali Dist Jailpaiguri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Rangdhamali or Rangdhamali(Dist. Jailpaiguri) to get the exact IFSC Code BKID0004302.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Rangdhamali(Dist. Jailpaiguri), then it will provide you proper information.

How to Use IFSC Code BKID0004302 for Online Transfers?

Once you have the IFSC Code BKID0004302 for the Rangdhamali branch of Bank Of India in Rangdhamali(Dist. Jailpaiguri), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004302. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004302.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Rangdhamali in Rangdhamali(Dist. Jailpaiguri), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Rangdhamali, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rangdhamali(Dist. Jailpaiguri) manage their online transfers and cheque clearances easily.