IFSC Code of Bank Of India, Rampur Distsaran, Rampur Distsaran, Bihar — BKID0004493

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Rampur Distsaran branch in Rampur (Dist.Saran), Rampur Distsaran, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Rampur (Dist.Saran) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004493. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Rampur Distsaran, Rampur (Dist.Saran)

The table below shows the main details of the IFSC Code BKID0004493 for the Bank Of India branch in Rampur (Dist.Saran), which falls under the Rampur Distsaran district in Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Rampur (Dist.Saran) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004493 for the Rampur Distsaran branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Rampur Distsaran, Rampur (Dist.Saran), Bihar, is provided with a unique IFSC like BKID0004493 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Rampur (Dist.Saran).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Rampur (Dist.Saran) and Rampur Distsaran.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Rampur Distsaran do not get mixed with another location.

Format of the IFSC Code BKID0004493

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rampur Distsaran in Rampur (Dist.Saran).

For example, the IFSC Code BKID0004493 of Bank Of India for the Rampur Distsaran branch has these elements, identifying the bank and the branch location in Rampur (Dist.Saran) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004493 of Bank Of India for its Rampur Distsaran branch located in Rampur (Dist.Saran), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Rampur (Dist.Saran) and Rampur Distsaran, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Rampur Distsaran or Rampur (Dist.Saran) to get the exact IFSC Code BKID0004493.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Rampur (Dist.Saran), then it will provide you proper information.

How to Use IFSC Code BKID0004493 for Online Transfers?

Once you have the IFSC Code BKID0004493 for the Rampur Distsaran branch of Bank Of India in Rampur (Dist.Saran), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004493. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004493.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Rampur Distsaran in Rampur (Dist.Saran), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Rampur Distsaran, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rampur (Dist.Saran) manage their online transfers and cheque clearances easily.