IFSC Code of Bank Of India, Rajganj, Rajganj Dist Dhanbad, Jharkhand — BKID0004726

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Rajganj branch in Rajganj (Dist. Dhanbad), Rajganj Dist Dhanbad, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Rajganj (Dist. Dhanbad) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004726. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Rajganj, Rajganj (Dist. Dhanbad)

Below in the table are the key details related to IFSC Code BKID0004726 of Bank Of India for its branch located in Rajganj (Dist. Dhanbad), within the district of Rajganj Dist Dhanbad in the state of Jharkhand.

These details help users in online banking and for businesses and individuals who use Bank Of India in Rajganj (Dist. Dhanbad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004726 for the Rajganj branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004726 is given to every bank branch, including Bank Of India located in Rajganj, Rajganj (Dist. Dhanbad), Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Rajganj (Dist. Dhanbad).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Rajganj (Dist. Dhanbad) and Rajganj Dist Dhanbad.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Rajganj doesn't end up at another location.

Format of the IFSC Code BKID0004726

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajganj in Rajganj (Dist. Dhanbad).

For example, the IFSC Code BKID0004726 of Bank Of India for the Rajganj branch has these elements, identifying the bank and the branch location in Rajganj (Dist. Dhanbad) and Jharkhand correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004726 of Bank Of India for its Rajganj branch located in Rajganj (Dist. Dhanbad), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Rajganj (Dist. Dhanbad) and Rajganj Dist Dhanbad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Rajganj or Rajganj (Dist. Dhanbad) to get the exact IFSC Code BKID0004726.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Rajganj (Dist. Dhanbad), you'll get the correct details.

How to Use IFSC Code BKID0004726 for Online Transfers?

Once you have the IFSC Code BKID0004726 for the Rajganj branch of Bank Of India in Rajganj (Dist. Dhanbad), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004726. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004726.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Rajganj in Rajganj (Dist. Dhanbad), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Rajganj, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajganj (Dist. Dhanbad) to handle online money transfers and get their cheques cleared smoothly.