IFSC Code of Bank Of India, Rajakharwar, Rajakharwar Dist Darbhanga, Bihar- BKID0004852

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Rajakharwar branch in Rajakharwar (Dist. Darbhanga), Rajakharwar Dist Darbhanga, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Rajakharwar (Dist. Darbhanga) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004852. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Rajakharwar, Rajakharwar (Dist. Darbhanga)

Here are the key points that are associated with the IFSC Code BKID0004852 of Bank Of India for its branch located in Rajakharwar (Dist. Darbhanga), within the district of Rajakharwar Dist Darbhanga in the state of Bihar.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Rajakharwar (Dist. Darbhanga) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004852 for the Rajakharwar branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Rajakharwar, Rajakharwar (Dist. Darbhanga), Bihar, are given a unique IFSC like BKID0004852 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rajakharwar (Dist. Darbhanga).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Rajakharwar (Dist. Darbhanga) and Rajakharwar Dist Darbhanga.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Rajakharwar goes to the correct branch. This is important because Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004852

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Rajakharwar in Rajakharwar (Dist. Darbhanga).

For example, the IFSC Code BKID0004852 of Bank Of India for the Rajakharwar branch has these elements, identifying the bank and the branch location in Rajakharwar (Dist. Darbhanga) and Bihar correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004852 of Bank Of India for its Rajakharwar branch located in Rajakharwar (Dist. Darbhanga), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Rajakharwar (Dist. Darbhanga) and Rajakharwar Dist Darbhanga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Rajakharwar or Rajakharwar (Dist. Darbhanga) to get the exact IFSC Code BKID0004852.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Rajakharwar (Dist. Darbhanga), then it will provide you proper information.

How to Use IFSC Code BKID0004852 for Online Transfers?

Once you have the IFSC Code BKID0004852 for the Rajakharwar branch of Bank Of India in Rajakharwar (Dist. Darbhanga), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004852. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004852.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Rajakharwar in Rajakharwar (Dist. Darbhanga), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Rajakharwar, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Rajakharwar (Dist. Darbhanga) manage online transfers as well as cheque clearances with ease.