The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Rajagiri branch in Rajagiri (Tn), Rajagiri Tn, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Rajagiri (Tn) or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BKID0008144. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Rajagiri, Rajagiri (Tn)

Here are some of the key details that come with the IFSC Code BKID0008144 of Bank Of India for its branch located in Rajagiri (Tn), within the district of Rajagiri Tn in the state of Tamil Nadu.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008144
Branch Rajagiri
City Rajagiri (Tn)
District Rajagiri Tn
State Tamil Nadu
Address 4 4011 Ayyanar Koil Street Andi Strajagiri Papanasam Talukdist Thanjav Ur

These details help users in online banking and for businesses and individuals who use Bank Of India in Rajagiri (Tn) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008144 for the Rajagiri branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Rajagiri, Rajagiri (Tn), Tamil Nadu, is provided a unique IFSC like BKID0008144 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Rajagiri (Tn).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Rajagiri (Tn) and Rajagiri Tn.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Rajagiri do not get misguided to another person.

Format of the IFSC Code BKID0008144

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rajagiri in Rajagiri (Tn).

For example, the IFSC Code BKID0008144 of Bank Of India for the Rajagiri branch includes these elements, identifying the bank and the branch location in Rajagiri (Tn) and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0008144 of Bank Of India for its Rajagiri branch located in Rajagiri (Tn), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Rajagiri (Tn) and Rajagiri Tn, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Rajagiri or Rajagiri (Tn) to get the exact IFSC Code BKID0008144.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Rajagiri (Tn), then it will provide you proper information.

How to Use IFSC Code BKID0008144 for Online Transfers?

Once you have the IFSC Code BKID0008144 for the Rajagiri branch of Bank Of India in Rajagiri (Tn), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008144. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008144.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Rajagiri in Rajagiri (Tn) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Rajagiri, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Rajagiri (Tn) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Rajagiri, Rajagiri (Tn)?

The IFSC Code is BKID0008144.

Is the IFSC Code BKID0008144 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Rajagiri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rajagiri branch?

The address of the branch is 4 4011 Ayyanar Koil Street Andi Strajagiri Papanasam Talukdist Thanjav Ur located in Rajagiri (Tn), Rajagiri Tn, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.