IFSC Code of Bank Of India, Radhanagar Raj, Radhanagar Raj Dist Sahibganj, Jharkhand- BKID0004464

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Radhanagar Raj branch in Radhanagar Raj (Dist. Sahibganj), Radhanagar Raj Dist Sahibganj, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Radhanagar Raj (Dist. Sahibganj) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004464. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Radhanagar Raj, Radhanagar Raj (Dist. Sahibganj)

Here are the main details that are associated with the IFSC Code BKID0004464 of Bank Of India for its branch located in Radhanagar Raj (Dist. Sahibganj), within the district of Radhanagar Raj Dist Sahibganj in the state of Jharkhand.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Radhanagar Raj (Dist. Sahibganj) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004464 for the Radhanagar Raj branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Radhanagar Raj, Radhanagar Raj (Dist. Sahibganj), Jharkhand, are allotted a unique IFSC like BKID0004464 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Radhanagar Raj (Dist. Sahibganj).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Radhanagar Raj (Dist. Sahibganj) and Radhanagar Raj Dist Sahibganj.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Radhanagar Raj reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0004464

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Radhanagar Raj in Radhanagar Raj (Dist. Sahibganj).

For example, the IFSC Code BKID0004464 of Bank Of India for the Radhanagar Raj branch includes these elements, identifying the bank and the branch location in Radhanagar Raj (Dist. Sahibganj) and Jharkhand correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004464 of Bank Of India for its Radhanagar Raj branch located in Radhanagar Raj (Dist. Sahibganj), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Radhanagar Raj (Dist. Sahibganj) and Radhanagar Raj Dist Sahibganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Radhanagar Raj or Radhanagar Raj (Dist. Sahibganj) to get the exact IFSC Code BKID0004464.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Radhanagar Raj (Dist. Sahibganj) that will provide accurate information.

How to Use IFSC Code BKID0004464 for Online Transfers?

If you have the IFSC Code BKID0004464 for the Radhanagar Raj branch of Bank Of India in Radhanagar Raj (Dist. Sahibganj), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004464. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004464.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Radhanagar Raj in Radhanagar Raj (Dist. Sahibganj), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Radhanagar Raj, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Radhanagar Raj (Dist. Sahibganj) manage their online transfers and cheque clearances easily.