Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Radhanagar branch in Radhanagar (Dist .South Dinajpur), Radhanagar Dist South Dinajpur, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Radhanagar (Dist .South Dinajpur) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004343. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Radhanagar, Radhanagar (Dist .South Dinajpur)

Below in the table are the key details related to IFSC Code BKID0004343 of Bank Of India for its branch located in Radhanagar (Dist .South Dinajpur), within the district of Radhanagar Dist South Dinajpur in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004343
Branch Radhanagar
City Radhanagar (Dist .South Dinajpur)
District Radhanagar Dist South Dinajpur
State West Bengal
Address Village Radhanagar Poratnapurvia Gangarampur Dist South Dinajpur

These details help users in online banking and for businesses and individuals who use Bank Of India in Radhanagar (Dist .South Dinajpur) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004343 for the Radhanagar branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Radhanagar, Radhanagar (Dist .South Dinajpur), West Bengal, is provided a unique IFSC like BKID0004343 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Radhanagar (Dist .South Dinajpur).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Radhanagar (Dist .South Dinajpur) and Radhanagar Dist South Dinajpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Radhanagar do not get misguided to another person.

Format of the IFSC Code BKID0004343

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Radhanagar in Radhanagar (Dist .South Dinajpur).

For example, the IFSC Code BKID0004343 of Bank Of India for the Radhanagar branch includes these elements, identifying the bank and the branch location in Radhanagar (Dist .South Dinajpur) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004343 of Bank Of India for its Radhanagar branch located in Radhanagar (Dist .South Dinajpur), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Radhanagar (Dist .South Dinajpur) and Radhanagar Dist South Dinajpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Radhanagar or Radhanagar (Dist .South Dinajpur) to get the exact IFSC Code BKID0004343.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Radhanagar (Dist .South Dinajpur), then it will provide you proper information.

How to Use IFSC Code BKID0004343 for Online Transfers?

If you have the IFSC Code BKID0004343 for the Radhanagar branch of Bank Of India in Radhanagar (Dist .South Dinajpur), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004343. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004343.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Radhanagar in Radhanagar (Dist .South Dinajpur), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Radhanagar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Radhanagar (Dist .South Dinajpur) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Radhanagar, Radhanagar (Dist .South Dinajpur)?

The IFSC Code is BKID0004343.

Is the IFSC Code BKID0004343 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Radhanagar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Radhanagar branch?

The address of the branch is Village Radhanagar Poratnapurvia Gangarampur Dist South Dinajpur located in Radhanagar (Dist .South Dinajpur), Radhanagar Dist South Dinajpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.