Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Purbaramnagore branch in Purbaramnagore (Dist.Hooghly), Purbaramnagore Disthooghly, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Purbaramnagore (Dist.Hooghly) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004363. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Purbaramnagore, Purbaramnagore (Dist.Hooghly)

Here are the key points that are associated with the IFSC Code BKID0004363 of Bank Of India for its branch located in Purbaramnagore (Dist.Hooghly), within the district of Purbaramnagore Disthooghly in the state of West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004363
Branch Purbaramnagore
City Purbaramnagore (Dist.Hooghly)
District Purbaramnagore Disthooghly
State West Bengal
Address At Vill Purbaramnagorepo Ramnagore Dist Hooghly

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Purbaramnagore (Dist.Hooghly) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004363 for the Purbaramnagore branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Purbaramnagore, Purbaramnagore (Dist.Hooghly), West Bengal, are given a unique IFSC like BKID0004363 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Purbaramnagore (Dist.Hooghly).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Purbaramnagore (Dist.Hooghly) and Purbaramnagore Disthooghly.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Purbaramnagore goes to the correct branch. This is important because Bank Of India has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0004363

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Purbaramnagore in Purbaramnagore (Dist.Hooghly).

For example, the IFSC Code BKID0004363 of Bank Of India for the Purbaramnagore branch includes these elements, identifying the bank and the branch location in Purbaramnagore (Dist.Hooghly) and West Bengal accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004363 of Bank Of India for its Purbaramnagore branch located in Purbaramnagore (Dist.Hooghly), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Purbaramnagore (Dist.Hooghly) and Purbaramnagore Disthooghly, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Purbaramnagore or Purbaramnagore (Dist.Hooghly) to get the exact IFSC Code BKID0004363.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Purbaramnagore (Dist.Hooghly), you'll get the correct details.

How to Use IFSC Code BKID0004363 for Online Transfers?

Once you have the IFSC Code BKID0004363 for the Purbaramnagore branch of Bank Of India in Purbaramnagore (Dist.Hooghly), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004363. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004363.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Purbaramnagore in Purbaramnagore (Dist.Hooghly), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Purbaramnagore, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Purbaramnagore (Dist.Hooghly) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Purbaramnagore, Purbaramnagore (Dist.Hooghly)?

The IFSC Code is BKID0004363.

Is the IFSC Code BKID0004363 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Purbaramnagore?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Purbaramnagore branch?

The address of the branch is At Vill Purbaramnagorepo Ramnagore Dist Hooghly located in Purbaramnagore (Dist.Hooghly), Purbaramnagore Disthooghly, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.