IFSC Code of Bank Of India, Portblair, Port Blair Andaman, Andaman And Nicobar Island — BKID0008091

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Portblair branch in Port Blair Andaman, Port Blair Andaman, Andaman And Nicobar Island, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Port Blair Andaman or anywhere in Andaman And Nicobar Island can transfer funds instantly by using the correct IFSC Code BKID0008091. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Portblair, Port Blair Andaman

Here are the main details that are associated with the IFSC Code BKID0008091 of Bank Of India for its branch located in Port Blair Andaman, within the district of Port Blair Andaman in the state of Andaman And Nicobar Island.

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Port Blair Andaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008091 for the Portblair branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Portblair, Port Blair Andaman, Andaman And Nicobar Island, are given a unique IFSC like BKID0008091 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Port Blair Andaman.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Port Blair Andaman and Port Blair Andaman.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Portblair goes to the correct branch. This is important because Bank Of India has thousands of branches in Andaman And Nicobar Island and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0008091

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Portblair in Port Blair Andaman.

For example, the IFSC Code BKID0008091 of Bank Of India for the Portblair branch includes these elements, identifying the bank and the branch location in Port Blair Andaman and Andaman And Nicobar Island accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008091 of Bank Of India for its Portblair branch located in Port Blair Andaman, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Port Blair Andaman and Port Blair Andaman, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Portblair or Port Blair Andaman to get the exact IFSC Code BKID0008091.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Port Blair Andaman that will provide accurate information.

How to Use IFSC Code BKID0008091 for Online Transfers?

Once you have the IFSC Code BKID0008091 for the Portblair branch of Bank Of India in Port Blair Andaman, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008091. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008091.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Portblair in Port Blair Andaman, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Portblair, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Port Blair Andaman manage online transfers as well as cheque clearances with ease.