Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Polpully branch in Polpully (Dist. Palakkad), Polpully Dist Palakkad, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Polpully (Dist. Palakkad) or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BKID0008536. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Polpully, Polpully (Dist. Palakkad)

Below in the table are the key details related to IFSC Code BKID0008536 of Bank Of India for its branch located in Polpully (Dist. Palakkad), within the district of Polpully Dist Palakkad in the state of Kerala.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008536
Branch Polpully
City Polpully (Dist. Palakkad)
District Polpully Dist Palakkad
State Kerala
Address Haritha Door No 11117Kallukuttiyal Po Polpullydist Palakkad

These details help users in online banking and for businesses and individuals who use Bank Of India in Polpully (Dist. Palakkad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008536 for the Polpully branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Polpully, Polpully (Dist. Palakkad), Kerala, is provided a unique IFSC like BKID0008536 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of India branch in Polpully (Dist. Palakkad).
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Polpully (Dist. Palakkad) and Polpully Dist Palakkad.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Polpully do not get misguided to another person.

Format of the IFSC Code BKID0008536

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Polpully in Polpully (Dist. Palakkad).

For example, the IFSC Code BKID0008536 of Bank Of India for the Polpully branch includes these elements, identifying the bank and the branch location in Polpully (Dist. Palakkad) and Kerala accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008536 of Bank Of India for its Polpully branch located in Polpully (Dist. Palakkad), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Polpully (Dist. Palakkad) and Polpully Dist Palakkad, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Polpully or Polpully (Dist. Palakkad) to get the exact IFSC Code BKID0008536.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Polpully (Dist. Palakkad), you'll get the correct details.

How to Use IFSC Code BKID0008536 for Online Transfers?

Once you have the IFSC Code BKID0008536 for the Polpully branch of Bank Of India in Polpully (Dist. Palakkad), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008536. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008536.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Polpully in Polpully (Dist. Palakkad), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Polpully, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Polpully (Dist. Palakkad) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Polpully, Polpully (Dist. Palakkad)?

The IFSC Code is BKID0008536.

Is the IFSC Code BKID0008536 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Polpully?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Polpully branch?

The address of the branch is Haritha Door No 11117Kallukuttiyal Po Polpullydist Palakkad located in Polpully (Dist. Palakkad), Polpully Dist Palakkad, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.