IFSC Code of Bank Of India, Pithoria, Pithoria Dist Ranchi, Jharkhand- BKID0004946

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Pithoria branch in Pithoria (Dist. Ranchi), Pithoria Dist Ranchi, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Pithoria (Dist. Ranchi) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004946. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Pithoria, Pithoria (Dist. Ranchi)

Here are the key points that are associated with the IFSC Code BKID0004946 of Bank Of India for its branch located in Pithoria (Dist. Ranchi), within the district of Pithoria Dist Ranchi in the state of Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Pithoria (Dist. Ranchi) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004946 for the Pithoria branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Pithoria, Pithoria (Dist. Ranchi), Jharkhand, are allotted a unique IFSC like BKID0004946 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Pithoria (Dist. Ranchi).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Pithoria (Dist. Ranchi) and Pithoria Dist Ranchi.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Pithoria reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0004946

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pithoria in Pithoria (Dist. Ranchi).

For example, the IFSC Code BKID0004946 of Bank Of India for the Pithoria branch includes these elements, identifying the bank and the branch location in Pithoria (Dist. Ranchi) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004946 of Bank Of India for its Pithoria branch located in Pithoria (Dist. Ranchi), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Pithoria (Dist. Ranchi) and Pithoria Dist Ranchi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Pithoria or Pithoria (Dist. Ranchi) to get the exact IFSC Code BKID0004946.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Pithoria (Dist. Ranchi), you'll get the correct details.

How to Use IFSC Code BKID0004946 for Online Transfers?

Once you have the IFSC Code BKID0004946 for the Pithoria branch of Bank Of India in Pithoria (Dist. Ranchi), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004946. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004946.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Pithoria in Pithoria (Dist. Ranchi), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Pithoria, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pithoria (Dist. Ranchi) manage online transfers as well as cheque clearances with ease.