There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Pithoragarh Branch branch in Pithoragarh, Pithoragarh, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of India situated in Pithoragarh or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code BKID0006895. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Pithoragarh Branch, Pithoragarh
Here are the main details that are associated with the IFSC Code BKID0006895 of Bank Of India for its branch located in Pithoragarh, within the district of Pithoragarh in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0006895 |
| Branch | Pithoragarh Branch |
| City | Pithoragarh |
| District | Pithoragarh |
| State | Uttarakhand |
| Address | Zila Panchayat Parisarsiltham Roadpithoragarh Uttrakhand |
These details helps users in online banking and for businesses and individuals who use Bank Of India in Pithoragarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0006895 for the Pithoragarh Branch branch of Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Pithoragarh Branch, Pithoragarh, Uttarakhand, is provided a unique IFSC like BKID0006895 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Pithoragarh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pithoragarh and Pithoragarh.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Pithoragarh Branch do not get misguided to another person.
Format of the IFSC Code BKID0006895
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pithoragarh Branch in Pithoragarh.
For example, the IFSC Code BKID0006895 of Bank Of India for the Pithoragarh Branch branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0006895 of Bank Of India for its Pithoragarh Branch branch located in Pithoragarh, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Pithoragarh and Pithoragarh, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Pithoragarh Branch or Pithoragarh to get the exact IFSC Code BKID0006895.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Pithoragarh, you'll get the correct details.
How to Use IFSC Code BKID0006895 for Online Transfers?
Once you have the IFSC Code BKID0006895 for the Pithoragarh Branch branch of Bank Of India in Pithoragarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BKID0006895. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006895.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Pithoragarh Branch in Pithoragarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Pithoragarh Branch, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pithoragarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0006895.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Zila Panchayat Parisarsiltham Roadpithoragarh Uttrakhand located in Pithoragarh, Pithoragarh, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.