Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Piplawan branch in Piplawan (Dist.Patna), Piplawan Distpatna, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Piplawan (Dist.Patna) or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004412. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Piplawan, Piplawan (Dist.Patna)

The table below shows the main details of the IFSC Code BKID0004412 for the Bank Of India branch in Piplawan (Dist.Patna), which falls under the Piplawan Distpatna district in Bihar.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004412
Branch Piplawan
City Piplawan (Dist.Patna)
District Piplawan Distpatna
State Bihar
Address Piplawanp O Naubatpur Dist Patna

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Piplawan (Dist.Patna) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004412 for the Piplawan branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Piplawan, Piplawan (Dist.Patna), Bihar, is provided with a unique IFSC like BKID0004412 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Piplawan (Dist.Patna).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Piplawan (Dist.Patna) and Piplawan Distpatna.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Piplawan do not get mixed with another location.

Format of the IFSC Code BKID0004412

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Piplawan in Piplawan (Dist.Patna).

For example, the IFSC Code BKID0004412 of Bank Of India for the Piplawan branch includes these elements, identifying the bank and the branch location in Piplawan (Dist.Patna) and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004412 of Bank Of India for its Piplawan branch located in Piplawan (Dist.Patna), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Piplawan (Dist.Patna) and Piplawan Distpatna, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Piplawan or Piplawan (Dist.Patna) to get the exact IFSC Code BKID0004412.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Piplawan (Dist.Patna), you'll get the correct details.

How to Use IFSC Code BKID0004412 for Online Transfers?

If you have the IFSC Code BKID0004412 for the Piplawan branch of Bank Of India in Piplawan (Dist.Patna), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004412. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004412.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Piplawan in Piplawan (Dist.Patna), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Piplawan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Piplawan (Dist.Patna) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Piplawan, Piplawan (Dist.Patna)?

The IFSC Code is BKID0004412.

Is the IFSC Code BKID0004412 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Piplawan?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Piplawan branch?

The address of the branch is Piplawanp O Naubatpur Dist Patna located in Piplawan (Dist.Patna), Piplawan Distpatna, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.