The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Pifa Bazar branch in Pifa Bazar (North 24 Parganas), Pifa Bazar North Twenty Four Parganas, West Bengal, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Pifa Bazar (North 24 Parganas) or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BKID0004338. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Pifa Bazar, Pifa Bazar (North 24 Parganas)

The table below shows the main details of the IFSC Code BKID0004338 for the Bank Of India branch in Pifa Bazar (North 24 Parganas), which falls under the Pifa Bazar North Twenty Four Parganas district in West Bengal.

Particulars Details
Bank Bank Of India
IFSC Code BKID0004338
Branch Pifa Bazar
City Pifa Bazar (North 24 Parganas)
District Pifa Bazar North Twenty Four Parganas
State West Bengal
Address Village Pifapo Pifa Dist North Twenty Four Parganas

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Pifa Bazar (North 24 Parganas) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004338 for the Pifa Bazar branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0004338 is given to every bank branch, including Bank Of India located in Pifa Bazar, Pifa Bazar (North 24 Parganas), West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Pifa Bazar (North 24 Parganas).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pifa Bazar (North 24 Parganas) and Pifa Bazar North Twenty Four Parganas.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Pifa Bazar doesn't end up at another location.

Format of the IFSC Code BKID0004338

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pifa Bazar in Pifa Bazar (North 24 Parganas).

For example, the IFSC Code BKID0004338 of Bank Of India for the Pifa Bazar branch includes these elements, identifying the bank and the branch location in Pifa Bazar (North 24 Parganas) and West Bengal correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004338 of Bank Of India for its Pifa Bazar branch located in Pifa Bazar (North 24 Parganas), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Pifa Bazar (North 24 Parganas) and Pifa Bazar North Twenty Four Parganas, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Pifa Bazar or Pifa Bazar (North 24 Parganas) to find the exact IFSC Code BKID0004338.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Pifa Bazar (North 24 Parganas) will provide accurate information.

How to Use IFSC Code BKID0004338 for Online Transfers?

Once you have the IFSC Code BKID0004338 for the Pifa Bazar branch of Bank Of India in Pifa Bazar (North 24 Parganas), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0004338. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004338.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Pifa Bazar in Pifa Bazar (North 24 Parganas), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Pifa Bazar, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pifa Bazar (North 24 Parganas) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Pifa Bazar, Pifa Bazar (North 24 Parganas)?

The IFSC Code is BKID0004338.

Is the IFSC Code BKID0004338 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Pifa Bazar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pifa Bazar branch?

The address of the branch is Village Pifapo Pifa Dist North Twenty Four Parganas located in Pifa Bazar (North 24 Parganas), Pifa Bazar North Twenty Four Parganas, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.