Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Pichari branch in Pichari (Distt Bokaro), Pichari Distt Bokaro, Jharkhand, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of India located in Pichari (Distt Bokaro) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004763. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Pichari, Pichari (Distt Bokaro)
Here are the key points that are associated with the IFSC Code BKID0004763 of Bank Of India for its branch located in Pichari (Distt Bokaro), within the district of Pichari Distt Bokaro in the state of Jharkhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0004763 |
| Branch | Pichari |
| City | Pichari (Distt Bokaro) |
| District | Pichari Distt Bokaro |
| State | Jharkhand |
| Address | At Post Pichari Ps Peterwardistt Bokaro |
These details help users in online banking and for businesses and individuals who use Bank Of India in Pichari (Distt Bokaro) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004763 for the Pichari branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Pichari, Pichari (Distt Bokaro), Jharkhand, are allotted a unique IFSC like BKID0004763 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pichari (Distt Bokaro).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Pichari (Distt Bokaro) and Pichari Distt Bokaro.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Pichari reaches the right place, even though there are thousands of branches in Jharkhand and across India.
Format of the IFSC Code BKID0004763
The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pichari in Pichari (Distt Bokaro).
For example, the IFSC Code BKID0004763 of Bank Of India for the Pichari branch includes these elements, identifying the bank and the branch location in Pichari (Distt Bokaro) and Jharkhand correctly.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0004763 of Bank Of India for its Pichari branch located in Pichari (Distt Bokaro), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Pichari (Distt Bokaro) and Pichari Distt Bokaro, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Pichari or Pichari (Distt Bokaro) to get the exact IFSC Code BKID0004763.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Pichari (Distt Bokaro), you'll get the correct details.
How to Use IFSC Code BKID0004763 for Online Transfers?
Once you have the IFSC Code BKID0004763 for the Pichari branch of Bank Of India in Pichari (Distt Bokaro), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0004763. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0004763.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Pichari in Pichari (Distt Bokaro), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Pichari, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Pichari (Distt Bokaro) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0004763.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is At Post Pichari Ps Peterwardistt Bokaro located in Pichari (Distt Bokaro), Pichari Distt Bokaro, Jharkhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.