Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Phariha branch in Phariha (Dist. Firozabad), Phariha Dist Firozabad, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Phariha (Dist. Firozabad) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007713. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Phariha, Phariha (Dist. Firozabad)

Here are the main details that are associated with the IFSC Code BKID0007713 of Bank Of India for its branch located in Phariha (Dist. Firozabad), within the district of Phariha Dist Firozabad in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007713
Branch Phariha
City Phariha (Dist. Firozabad)
District Phariha Dist Firozabad
State Uttar Pradesh
Address At Post Pharihadist Firozabad Dist Firozabad

These details helps users in online banking and for businesses and individuals who use Bank Of India in Phariha (Dist. Firozabad) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007713 for the Phariha branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Phariha, Phariha (Dist. Firozabad), Uttar Pradesh, are allotted a unique IFSC like BKID0007713 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Phariha (Dist. Firozabad).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Phariha (Dist. Firozabad) and Phariha Dist Firozabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Phariha reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code BKID0007713

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Phariha in Phariha (Dist. Firozabad).

For example, the IFSC Code BKID0007713 of Bank Of India for the Phariha branch includes these elements, identifying the bank and the branch location in Phariha (Dist. Firozabad) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0007713 of Bank Of India for its Phariha branch located in Phariha (Dist. Firozabad), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Phariha (Dist. Firozabad) and Phariha Dist Firozabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Phariha or Phariha (Dist. Firozabad) to get the exact IFSC Code BKID0007713.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Phariha (Dist. Firozabad), then it will provide you proper information.

How to Use IFSC Code BKID0007713 for Online Transfers?

Once you have the IFSC Code BKID0007713 for the Phariha branch of Bank Of India in Phariha (Dist. Firozabad), you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007713. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0007713.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Phariha in Phariha (Dist. Firozabad), it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Phariha, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Phariha (Dist. Firozabad) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Phariha, Phariha (Dist. Firozabad)?

The IFSC Code is BKID0007713.

Is the IFSC Code BKID0007713 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Phariha?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Phariha branch?

The address of the branch is At Post Pharihadist Firozabad Dist Firozabad located in Phariha (Dist. Firozabad), Phariha Dist Firozabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.