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IFSC Code of Bank Of India, Peringammala, Peringammala Distthiruvananthapuram, Kerala — BKID0008523

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Peringammala branch in Peringammala (Dist.Thiruvananthapuram), Peringammala Distthiruvananthapuram, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Peringammala (Dist.Thiruvananthapuram) or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code BKID0008523. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Peringammala, Peringammala (Dist.Thiruvananthapuram)

The table below shows the main details of the IFSC Code BKID0008523 for the Bank Of India branch in Peringammala (Dist.Thiruvananthapuram), which falls under the Peringammala Distthiruvananthapuram district in Kerala.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008523
Branch Peringammala
City Peringammala (Dist.Thiruvananthapuram)
District Peringammala Distthiruvananthapuram
State Kerala
Address Pp 6267 Peringamala Marketdist Thiruvananthapuram

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Peringammala (Dist.Thiruvananthapuram) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008523 for the Peringammala branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Peringammala, Peringammala (Dist.Thiruvananthapuram), Kerala, is provided with a unique IFSC like BKID0008523 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Peringammala (Dist.Thiruvananthapuram).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Peringammala (Dist.Thiruvananthapuram) and Peringammala Distthiruvananthapuram.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Peringammala do not get mixed with another location.

Format of the IFSC Code BKID0008523

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Peringammala in Peringammala (Dist.Thiruvananthapuram).

For example, the IFSC Code BKID0008523 of Bank Of India for the Peringammala branch includes these elements, identifying the bank and the branch location in Peringammala (Dist.Thiruvananthapuram) and Kerala correctly.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0008523 of Bank Of India for its Peringammala branch located in Peringammala (Dist.Thiruvananthapuram), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Peringammala (Dist.Thiruvananthapuram) and Peringammala Distthiruvananthapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Peringammala or Peringammala (Dist.Thiruvananthapuram) to get the exact IFSC Code BKID0008523.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Peringammala (Dist.Thiruvananthapuram), then it will provide you proper information.

How to Use IFSC Code BKID0008523 for Online Transfers?

Once you have the IFSC Code BKID0008523 for the Peringammala branch of Bank Of India in Peringammala (Dist.Thiruvananthapuram), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008523. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008523.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Peringammala in Peringammala (Dist.Thiruvananthapuram) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Peringammala, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Peringammala (Dist.Thiruvananthapuram) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Peringammala, Peringammala (Dist.Thiruvananthapuram)?

The IFSC Code is BKID0008523.

Is the IFSC Code BKID0008523 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Peringammala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Peringammala branch?

The address of the branch is Pp 6267 Peringamala Marketdist Thiruvananthapuram located in Peringammala (Dist.Thiruvananthapuram), Peringammala Distthiruvananthapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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