IFSC Code of Bank Of India, Periakottai, Periakottai Distsivaganga, Tamil Nadu — BKID0008280

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Periakottai branch in Periakottai (Dist.Sivaganga), Periakottai Distsivaganga, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Periakottai (Dist.Sivaganga) or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code BKID0008280. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Periakottai, Periakottai (Dist.Sivaganga)

Here are the main details that are associated with the IFSC Code BKID0008280 of Bank Of India for its branch located in Periakottai (Dist.Sivaganga), within the district of Periakottai Distsivaganga in the state of Tamil Nadu.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Periakottai (Dist.Sivaganga) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008280 for the Periakottai branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Periakottai, Periakottai (Dist.Sivaganga), Tamil Nadu, are given a unique IFSC like BKID0008280 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Periakottai (Dist.Sivaganga).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Periakottai (Dist.Sivaganga) and Periakottai Distsivaganga.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Periakottai goes to the correct branch. This is important because Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0008280

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Periakottai in Periakottai (Dist.Sivaganga).

For example, the IFSC Code BKID0008280 of Bank Of India for the Periakottai branch has these elements, identifying the bank and the branch location in Periakottai (Dist.Sivaganga) and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0008280 of Bank Of India for its Periakottai branch located in Periakottai (Dist.Sivaganga), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Periakottai (Dist.Sivaganga) and Periakottai Distsivaganga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Periakottai or Periakottai (Dist.Sivaganga) to find the exact IFSC Code BKID0008280.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Periakottai (Dist.Sivaganga) will provide accurate information.

How to Use IFSC Code BKID0008280 for Online Transfers?

Once you have the IFSC Code BKID0008280 for the Periakottai branch of Bank Of India in Periakottai (Dist.Sivaganga), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008280. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008280.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Periakottai in Periakottai (Dist.Sivaganga), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Periakottai, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Periakottai (Dist.Sivaganga) manage online transfers as well as cheque clearances with ease.