For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Srinagar branch in Pauri Dist.: Pauri Garhwal, Pauri Dist Pauri Garhwal, Uttarakhand, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Pauri Dist.: Pauri Garhwal or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code BKID0007133. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Srinagar, Pauri Dist.: Pauri Garhwal
Here are the key points that are associated with the IFSC Code BKID0007133 of Bank Of India for its branch located in Pauri Dist.: Pauri Garhwal, within the district of Pauri Dist Pauri Garhwal in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007133 |
| Branch | Srinagar |
| City | Pauri Dist.: Pauri Garhwal |
| District | Pauri Dist Pauri Garhwal |
| State | Uttarakhand |
| Address | Gola Bazar Chowksrinagargarhwal |
These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Pauri Dist.: Pauri Garhwal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007133 for the Srinagar branch of Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Srinagar, Pauri Dist.: Pauri Garhwal, Uttarakhand, is provided a unique IFSC like BKID0007133 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Bank Of India branch in Pauri Dist.: Pauri Garhwal.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pauri Dist.: Pauri Garhwal and Pauri Dist Pauri Garhwal.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Bank Of India in Srinagar do not get misguided to another person.
Format of the IFSC Code BKID0007133
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Srinagar in Pauri Dist.: Pauri Garhwal.
For example, the IFSC Code BKID0007133 of Bank Of India for the Srinagar branch includes these elements, identifying the bank and the branch location in Pauri Dist.: Pauri Garhwal and Uttarakhand accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007133 of Bank Of India for its Srinagar branch located in Pauri Dist.: Pauri Garhwal, the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Pauri Dist.: Pauri Garhwal and Pauri Dist Pauri Garhwal, print them on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Srinagar or Pauri Dist.: Pauri Garhwal to get the exact IFSC Code BKID0007133.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Pauri Dist.: Pauri Garhwal, you'll get the correct details.
How to Use IFSC Code BKID0007133 for Online Transfers?
Once you have the IFSC Code BKID0007133 for the Srinagar branch of Bank Of India in Pauri Dist.: Pauri Garhwal, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0007133. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0007133.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Srinagar in Pauri Dist.: Pauri Garhwal, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Srinagar, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pauri Dist.: Pauri Garhwal manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Srinagar Pauri Dist.: Pauri Garhwal branch is BKID0007133.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Gola Bazar Chowksrinagargarhwal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.