IFSC Code of Bank Of India, Shrikrishna Nagar, Patna City, Bihar — BKID0004419

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Shrikrishna Nagar branch in Patna City, Patna City, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Patna City or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code BKID0004419. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Shrikrishna Nagar, Patna City

Here are some of the key details that come with the IFSC Code BKID0004419 of Bank Of India for its branch located in Patna City, within the district of Patna City in the state of Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Patna City for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0004419 for the Shrikrishna Nagar branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Shrikrishna Nagar, Patna City, Bihar, are allotted a unique IFSC like BKID0004419 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Patna City.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Patna City and Patna City.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Shrikrishna Nagar reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code BKID0004419

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Shrikrishna Nagar in Patna City.

For example, the IFSC Code BKID0004419 of Bank Of India for the Shrikrishna Nagar branch includes these elements, identifying the bank and the branch location in Patna City and Bihar accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0004419 of Bank Of India for its Shrikrishna Nagar branch located in Patna City, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Patna City and Patna City, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Shrikrishna Nagar or Patna City to get the exact IFSC Code BKID0004419.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Patna City, then it will provide you proper information.

How to Use IFSC Code BKID0004419 for Online Transfers?

Once you have the IFSC Code BKID0004419 for the Shrikrishna Nagar branch of Bank Of India in Patna City, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004419. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004419.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Shrikrishna Nagar in Patna City may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Shrikrishna Nagar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Patna City manage their online transfers and cheque clearances easily.