IFSC Code of Bank Of India, Pathaldiha, Pathaldiha Distkoderma, Jharkhand — BKID0004895

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of India for its Pathaldiha branch in Pathaldiha (Dist.Koderma), Pathaldiha Distkoderma, or Jharkhand, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of India located in Pathaldiha (Dist.Koderma) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004895. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Pathaldiha, Pathaldiha (Dist.Koderma)

Here are the main details that are associated with the IFSC Code BKID0004895 of Bank Of India for its branch located in Pathaldiha (Dist.Koderma), within the district of Pathaldiha Distkoderma in the state of Jharkhand.

These details helps users in online banking and for businesses and individuals who use Bank Of India in Pathaldiha (Dist.Koderma) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004895 for the Pathaldiha branch of Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Pathaldiha, Pathaldiha (Dist.Koderma), Jharkhand, are allotted a unique IFSC like BKID0004895 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Pathaldiha (Dist.Koderma).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Pathaldiha (Dist.Koderma) and Pathaldiha Distkoderma.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Pathaldiha reaches the right place, even though there are thousands of branches in Jharkhand and across India.

Format of the IFSC Code BKID0004895

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pathaldiha in Pathaldiha (Dist.Koderma).

For example, the IFSC Code BKID0004895 of Bank Of India for the Pathaldiha branch has these elements, identifying the bank and the branch location in Pathaldiha (Dist.Koderma) and Jharkhand correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0004895 of Bank Of India for its Pathaldiha branch located in Pathaldiha (Dist.Koderma), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of India branches in Pathaldiha (Dist.Koderma) and Pathaldiha Distkoderma, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Pathaldiha or Pathaldiha (Dist.Koderma) to get the exact IFSC Code BKID0004895.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Pathaldiha (Dist.Koderma), you'll get the correct details.

How to Use IFSC Code BKID0004895 for Online Transfers?

If you have the IFSC Code BKID0004895 for the Pathaldiha branch of Bank Of India in Pathaldiha (Dist.Koderma), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004895. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0004895.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Pathaldiha in Pathaldiha (Dist.Koderma), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Pathaldiha, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pathaldiha (Dist.Koderma) manage online transfers as well as cheque clearances with ease.