For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Pariyaram branch in Pariyaram (Dist Thrissur), Pariyaram Dist Thrissur, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Pariyaram (Dist Thrissur) or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BKID0008555. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Pariyaram, Pariyaram (Dist Thrissur)

Below in the table are the key details related to IFSC Code BKID0008555 of Bank Of India for its branch located in Pariyaram (Dist Thrissur), within the district of Pariyaram Dist Thrissur in the state of Kerala.

Particulars Details
Bank Bank Of India
IFSC Code BKID0008555
Branch Pariyaram
City Pariyaram (Dist Thrissur)
District Pariyaram Dist Thrissur
State Kerala
Address Pariyaramdistrict Thrissur

These details help users in online banking and for businesses and individuals who use Bank Of India in Pariyaram (Dist Thrissur) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008555 for the Pariyaram branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0008555 is given to every bank branch, including Bank Of India located in Pariyaram, Pariyaram (Dist Thrissur), Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Pariyaram (Dist Thrissur).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Pariyaram (Dist Thrissur) and Pariyaram Dist Thrissur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Pariyaram doesn't end up at another location.

Format of the IFSC Code BKID0008555

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pariyaram in Pariyaram (Dist Thrissur).

For example, the IFSC Code BKID0008555 of Bank Of India for the Pariyaram branch includes these elements, identifying the bank and the branch location in Pariyaram (Dist Thrissur) and Kerala accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008555 of Bank Of India for its Pariyaram branch located in Pariyaram (Dist Thrissur), the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Pariyaram (Dist Thrissur) and Pariyaram Dist Thrissur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and find the branch locator section. Search for Pariyaram or Pariyaram (Dist Thrissur) to get the exact IFSC Code BKID0008555.

Mobile Banking App

If you use Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of India and Pariyaram (Dist Thrissur) that will provide accurate information.

How to Use IFSC Code BKID0008555 for Online Transfers?

Once you have the IFSC Code BKID0008555 for the Pariyaram branch of Bank Of India in Pariyaram (Dist Thrissur), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008555. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008555.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Pariyaram in Pariyaram (Dist Thrissur), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Pariyaram, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pariyaram (Dist Thrissur) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Pariyaram, Pariyaram (Dist Thrissur)?

The IFSC Code is BKID0008555.

Is the IFSC Code BKID0008555 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Pariyaram?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pariyaram branch?

The address of the branch is Pariyaramdistrict Thrissur located in Pariyaram (Dist Thrissur), Pariyaram Dist Thrissur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.