For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Palia Kalan branch in Palia (Kalan)-Up, Palia Kalan Up, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Palia (Kalan)-Up or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0006873. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Palia Kalan, Palia (Kalan)-Up

The table below shows the main details of the IFSC Code BKID0006873 for the Bank Of India branch in Palia (Kalan)-Up, which falls under the Palia Kalan Up district in Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0006873
Branch Palia Kalan
City Palia (Kalan)-Up
District Palia Kalan Up
State Uttar Pradesh
Address Palia Kalan Post Palia District Kheri

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Palia (Kalan)-Up for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0006873 for the Palia Kalan branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Palia Kalan, Palia (Kalan)-Up, Uttar Pradesh, are given a unique IFSC like BKID0006873 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Palia (Kalan)-Up.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Palia (Kalan)-Up and Palia Kalan Up.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Palia Kalan goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0006873

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Palia Kalan in Palia (Kalan)-Up.

For example, the IFSC Code BKID0006873 of Bank Of India for the Palia Kalan branch includes these elements, identifying the bank and the branch location in Palia (Kalan)-Up and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0006873 of Bank Of India for its Palia Kalan branch located in Palia (Kalan)-Up, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Palia (Kalan)-Up and Palia Kalan Up, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Palia Kalan or Palia (Kalan)-Up to find the exact IFSC Code BKID0006873.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Palia (Kalan)-Up will provide accurate information.

How to Use IFSC Code BKID0006873 for Online Transfers?

Once you have the IFSC Code BKID0006873 for the Palia Kalan branch of Bank Of India in Palia (Kalan)-Up, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0006873. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0006873.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Palia Kalan in Palia (Kalan)-Up may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Palia Kalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Palia (Kalan)-Up to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Palia Kalan, Palia (Kalan)-Up?

The IFSC Code is BKID0006873.

Is the IFSC Code BKID0006873 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Palia Kalan?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Palia Kalan branch?

The address of the branch is Palia Kalan Post Palia District Kheri located in Palia (Kalan)-Up, Palia Kalan Up, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.