IFSC Code of Bank Of India, Pachhapur, Pachhapur Dist Belgaum, Karnataka- BKID0001103

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Pachhapur branch in Pachhapur (Dist Belgaum), Pachhapur Dist Belgaum, Karnataka, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Pachhapur (Dist Belgaum) or anywhere in Karnataka can easily transfer funds instantly by using the correct IFSC Code BKID0001103. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Pachhapur, Pachhapur (Dist Belgaum)

The table below shows the main details of the IFSC Code BKID0001103 for the Bank Of India branch in Pachhapur (Dist Belgaum), which falls under the Pachhapur Dist Belgaum district in Karnataka.

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of India in Pachhapur (Dist Belgaum) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0001103 for the Pachhapur branch of Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Pachhapur, Pachhapur (Dist Belgaum), Karnataka, are allotted a unique IFSC like BKID0001103 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Pachhapur (Dist Belgaum).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Pachhapur (Dist Belgaum) and Pachhapur Dist Belgaum.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Pachhapur reaches the right place, even though there are thousands of branches in Karnataka and across India.

Format of the IFSC Code BKID0001103

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pachhapur in Pachhapur (Dist Belgaum).

For example, the IFSC Code BKID0001103 of Bank Of India for the Pachhapur branch includes these elements, identifying the bank and the branch location in Pachhapur (Dist Belgaum) and Karnataka accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0001103 of Bank Of India for its Pachhapur branch located in Pachhapur (Dist Belgaum), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Pachhapur (Dist Belgaum) and Pachhapur Dist Belgaum, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Pachhapur or Pachhapur (Dist Belgaum) to get the exact IFSC Code BKID0001103.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Pachhapur (Dist Belgaum), you'll get the correct details.

How to Use IFSC Code BKID0001103 for Online Transfers?

If you have the IFSC Code BKID0001103 for the Pachhapur branch of Bank Of India in Pachhapur (Dist Belgaum), you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0001103. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of India IFSC Code BKID0001103.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of India Pachhapur in Pachhapur (Dist Belgaum), it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Pachhapur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Pachhapur (Dist Belgaum) manage online transfers as well as cheque clearances with ease.