For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Ognaj branch in Ognaj (Tal.Daskori Dist Ahmedabad), Ognaj Taldaskori Dist Ahmedabad, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Ognaj (Tal.Daskori Dist Ahmedabad) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002104. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of India, Ognaj, Ognaj (Tal.Daskori Dist Ahmedabad)
Below in the table are the key details related to IFSC Code BKID0002104 of Bank Of India for its branch located in Ognaj (Tal.Daskori Dist Ahmedabad), within the district of Ognaj Taldaskori Dist Ahmedabad in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0002104 |
| Branch | Ognaj |
| City | Ognaj (Tal.Daskori Dist Ahmedabad) |
| District | Ognaj Taldaskori Dist Ahmedabad |
| State | Gujarat |
| Address | At Post Ognajtaluka Daskori Dist Ahmedabad |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Ognaj (Tal.Daskori Dist Ahmedabad) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0002104 for the Ognaj branch of Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Ognaj, Ognaj (Tal.Daskori Dist Ahmedabad), Gujarat, are allotted a unique IFSC like BKID0002104 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ognaj (Tal.Daskori Dist Ahmedabad).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ognaj (Tal.Daskori Dist Ahmedabad) and Ognaj Taldaskori Dist Ahmedabad.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of India in Ognaj reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code BKID0002104
The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ognaj in Ognaj (Tal.Daskori Dist Ahmedabad).
For example, the IFSC Code BKID0002104 of Bank Of India for the Ognaj branch includes these elements, identifying the bank and the branch location in Ognaj (Tal.Daskori Dist Ahmedabad) and Gujarat accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0002104 of Bank Of India for its Ognaj branch located in Ognaj (Tal.Daskori Dist Ahmedabad), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Ognaj (Tal.Daskori Dist Ahmedabad) and Ognaj Taldaskori Dist Ahmedabad, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Ognaj or Ognaj (Tal.Daskori Dist Ahmedabad) to get the exact IFSC Code BKID0002104.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Ognaj (Tal.Daskori Dist Ahmedabad), you'll get the correct details.
How to Use IFSC Code BKID0002104 for Online Transfers?
Once you have the IFSC Code BKID0002104 for the Ognaj branch of Bank Of India in Ognaj (Tal.Daskori Dist Ahmedabad), you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0002104. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0002104.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Ognaj in Ognaj (Tal.Daskori Dist Ahmedabad) may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Ognaj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ognaj (Tal.Daskori Dist Ahmedabad) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0002104.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Ognajtaluka Daskori Dist Ahmedabad located in Ognaj (Tal.Daskori Dist Ahmedabad), Ognaj Taldaskori Dist Ahmedabad, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.