The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Nawabganj branch in Nawabganj (Dist. Unnao), Nawabganj Dist Unnao, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Nawabganj (Dist. Unnao) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007309. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Nawabganj, Nawabganj (Dist. Unnao)

Below in the table are the key details related to IFSC Code BKID0007309 of Bank Of India for its branch located in Nawabganj (Dist. Unnao), within the district of Nawabganj Dist Unnao in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007309
Branch Nawabganj
City Nawabganj (Dist. Unnao)
District Nawabganj Dist Unnao
State Uttar Pradesh
Address At Post Nawabganjdistrict Unnao

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of India in Nawabganj (Dist. Unnao) for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007309 for the Nawabganj branch of Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0007309 is given to every bank branch, including Bank Of India located in Nawabganj, Nawabganj (Dist. Unnao), Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Nawabganj (Dist. Unnao).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Nawabganj (Dist. Unnao) and Nawabganj Dist Unnao.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Nawabganj doesn't end up at another location.

Format of the IFSC Code BKID0007309

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Nawabganj in Nawabganj (Dist. Unnao).

For example, the IFSC Code BKID0007309 of Bank Of India for the Nawabganj branch includes these elements, identifying the bank and the branch location in Nawabganj (Dist. Unnao) and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0007309 of Bank Of India for its Nawabganj branch located in Nawabganj (Dist. Unnao), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Nawabganj (Dist. Unnao) and Nawabganj Dist Unnao, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Nawabganj or Nawabganj (Dist. Unnao) to find the exact IFSC Code BKID0007309.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Nawabganj (Dist. Unnao) will provide accurate information.

How to Use IFSC Code BKID0007309 for Online Transfers?

Once you have the IFSC Code BKID0007309 for the Nawabganj branch of Bank Of India in Nawabganj (Dist. Unnao), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007309. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007309.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Nawabganj in Nawabganj (Dist. Unnao) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Nawabganj, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nawabganj (Dist. Unnao) to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Nawabganj, Nawabganj (Dist. Unnao)?

The IFSC Code is BKID0007309.

Is the IFSC Code BKID0007309 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Nawabganj?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nawabganj branch?

The address of the branch is At Post Nawabganjdistrict Unnao located in Nawabganj (Dist. Unnao), Nawabganj Dist Unnao, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.