The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Naviganj branch in Naviganj (Dist. Mainpuri), Naviganj Dist Mainpuri, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of India located in Naviganj (Dist. Mainpuri) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007715. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of India, Naviganj, Naviganj (Dist. Mainpuri)
Here are some of the key details that come with the IFSC Code BKID0007715 of Bank Of India for its branch located in Naviganj (Dist. Mainpuri), within the district of Naviganj Dist Mainpuri in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Bank Of India |
| IFSC Code | BKID0007715 |
| Branch | Naviganj |
| City | Naviganj (Dist. Mainpuri) |
| District | Naviganj Dist Mainpuri |
| State | Uttar Pradesh |
| Address | At Post Naviganjdistrict Mainpuri |
These details help users in online banking and for businesses and individuals who use Bank Of India in Naviganj (Dist. Mainpuri) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0007715 for the Naviganj branch of Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Naviganj, Naviganj (Dist. Mainpuri), Uttar Pradesh, are given a unique IFSC like BKID0007715 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Naviganj (Dist. Mainpuri).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Naviganj (Dist. Mainpuri) and Naviganj Dist Mainpuri.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of India in Naviganj goes to the correct branch. This is important because Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code BKID0007715
This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Naviganj in Naviganj (Dist. Mainpuri).
For example, the IFSC Code BKID0007715 of Bank Of India for the Naviganj branch includes these elements, identifying the bank and the branch location in Naviganj (Dist. Mainpuri) and Uttar Pradesh accurately.
How to Find IFSC Code for Bank Of India?
If you are trying to find the IFSC Code BKID0007715 of Bank Of India for its Naviganj branch located in Naviganj (Dist. Mainpuri), the following methods can help:
Cheque Book
The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of India branches in Naviganj (Dist. Mainpuri) and Naviganj Dist Mainpuri, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of India and navigate to the branch locator section. Search for Naviganj or Naviganj (Dist. Mainpuri) to get the exact IFSC Code BKID0007715.
Mobile Banking App
If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Naviganj (Dist. Mainpuri), you'll get the correct details.
How to Use IFSC Code BKID0007715 for Online Transfers?
Once you have the IFSC Code BKID0007715 for the Naviganj branch of Bank Of India in Naviganj (Dist. Mainpuri), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BKID0007715. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0007715.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Naviganj in Naviganj (Dist. Mainpuri), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Naviganj, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Naviganj (Dist. Mainpuri) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is BKID0007715.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At Post Naviganjdistrict Mainpuri located in Naviganj (Dist. Mainpuri), Naviganj Dist Mainpuri, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.