IFSC Code of Bank Of India, Kharghar Sector Thirtyfive, Navi Mumbai, Maharashtra — BKID0000186

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Kharghar Sector Thirtyfive branch in Navi Mumbai, Navi Mumbai, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Navi Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BKID0000186. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kharghar Sector Thirtyfive, Navi Mumbai

Here are some of the key details that come with the IFSC Code BKID0000186 of Bank Of India for its branch located in Navi Mumbai, within the district of Navi Mumbai in the state of Maharashtra.

These details help users in online banking and for businesses and individuals who use Bank Of India in Navi Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0000186 for the Kharghar Sector Thirtyfive branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kharghar Sector Thirtyfive, Navi Mumbai, Maharashtra, are allotted a unique IFSC like BKID0000186 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Navi Mumbai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Navi Mumbai and Navi Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kharghar Sector Thirtyfive reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code BKID0000186

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kharghar Sector Thirtyfive in Navi Mumbai.

For example, the IFSC Code BKID0000186 of Bank Of India for the Kharghar Sector Thirtyfive branch includes these elements, identifying the bank and the branch location in Navi Mumbai and Maharashtra accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0000186 of Bank Of India for its Kharghar Sector Thirtyfive branch located in Navi Mumbai, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Navi Mumbai and Navi Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Kharghar Sector Thirtyfive or Navi Mumbai to find the exact IFSC Code BKID0000186.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Navi Mumbai will provide accurate information.

How to Use IFSC Code BKID0000186 for Online Transfers?

Once you have the IFSC Code BKID0000186 for the Kharghar Sector Thirtyfive branch of Bank Of India in Navi Mumbai, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0000186. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Bank Of India IFSC Code BKID0000186.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of India Kharghar Sector Thirtyfive in Navi Mumbai, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Kharghar Sector Thirtyfive, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Navi Mumbai manage online transfers as well as cheque clearances with ease.