IFSC Code of Bank Of India, Kharghar Sector Nineteen, Navi Mumbai, Maharashtra — BKID0000184

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Kharghar Sector Nineteen branch in Navi Mumbai, Navi Mumbai, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Navi Mumbai or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code BKID0000184. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Kharghar Sector Nineteen, Navi Mumbai

The table below shows the main details of the IFSC Code BKID0000184 for the Bank Of India branch in Navi Mumbai, which falls under the Navi Mumbai district in Maharashtra.

These details help users in online banking and for businesses and individuals who use Bank Of India in Navi Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0000184 for the Kharghar Sector Nineteen branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Kharghar Sector Nineteen, Navi Mumbai, Maharashtra, are allotted a unique IFSC like BKID0000184 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Navi Mumbai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Navi Mumbai and Navi Mumbai.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Kharghar Sector Nineteen reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code BKID0000184

The format of the IFSC Code for banks, including Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kharghar Sector Nineteen in Navi Mumbai.

For example, the IFSC Code BKID0000184 of Bank Of India for the Kharghar Sector Nineteen branch includes these elements, identifying the bank and the branch location in Navi Mumbai and Maharashtra correctly.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0000184 of Bank Of India for its Kharghar Sector Nineteen branch located in Navi Mumbai, the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Navi Mumbai and Navi Mumbai, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Kharghar Sector Nineteen or Navi Mumbai to get the exact IFSC Code BKID0000184.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Navi Mumbai, you'll get the correct details.

How to Use IFSC Code BKID0000184 for Online Transfers?

Once you have the IFSC Code BKID0000184 for the Kharghar Sector Nineteen branch of Bank Of India in Navi Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0000184. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0000184.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Kharghar Sector Nineteen in Navi Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of India in Kharghar Sector Nineteen, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Navi Mumbai manage online transfers as well as cheque clearances with ease.