Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Navargaon branch in Navargaon (Tal.Shindewadi Dist. Chandrapur), Navargaon Talshindewadi Dist Chandrapur, Maharashtra, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Navargaon (Tal.Shindewadi Dist. Chandrapur) or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BKID0009613. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Navargaon, Navargaon (Tal.Shindewadi Dist. Chandrapur)

Here are some of the key details that come with the IFSC Code BKID0009613 of Bank Of India for its branch located in Navargaon (Tal.Shindewadi Dist. Chandrapur), within the district of Navargaon Talshindewadi Dist Chandrapur in the state of Maharashtra.

Particulars Details
Bank Bank Of India
IFSC Code BKID0009613
Branch Navargaon
City Navargaon (Tal.Shindewadi Dist. Chandrapur)
District Navargaon Talshindewadi Dist Chandrapur
State Maharashtra
Address At Post Navargaontah Sindewahidist Chandrapur

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Navargaon (Tal.Shindewadi Dist. Chandrapur) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0009613 for the Navargaon branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Navargaon, Navargaon (Tal.Shindewadi Dist. Chandrapur), Maharashtra, is provided with a unique IFSC like BKID0009613 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Navargaon (Tal.Shindewadi Dist. Chandrapur).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Navargaon (Tal.Shindewadi Dist. Chandrapur) and Navargaon Talshindewadi Dist Chandrapur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Navargaon do not get mixed with another location.

Format of the IFSC Code BKID0009613

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Navargaon in Navargaon (Tal.Shindewadi Dist. Chandrapur).

For example, the IFSC Code BKID0009613 of Bank Of India for the Navargaon branch includes these elements, identifying the bank and the branch location in Navargaon (Tal.Shindewadi Dist. Chandrapur) and Maharashtra accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0009613 of Bank Of India for its Navargaon branch located in Navargaon (Tal.Shindewadi Dist. Chandrapur), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Navargaon (Tal.Shindewadi Dist. Chandrapur) and Navargaon Talshindewadi Dist Chandrapur, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Navargaon or Navargaon (Tal.Shindewadi Dist. Chandrapur) to get the exact IFSC Code BKID0009613.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Navargaon (Tal.Shindewadi Dist. Chandrapur), you'll get the correct details.

How to Use IFSC Code BKID0009613 for Online Transfers?

Once you have the IFSC Code BKID0009613 for the Navargaon branch of Bank Of India in Navargaon (Tal.Shindewadi Dist. Chandrapur), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0009613. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0009613.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Navargaon in Navargaon (Tal.Shindewadi Dist. Chandrapur), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Navargaon, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Navargaon (Tal.Shindewadi Dist. Chandrapur) manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Navargaon, Navargaon (Tal.Shindewadi Dist. Chandrapur)?

The IFSC Code is BKID0009613.

Is the IFSC Code BKID0009613 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Navargaon?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Navargaon branch?

The address of the branch is At Post Navargaontah Sindewahidist Chandrapur located in Navargaon (Tal.Shindewadi Dist. Chandrapur), Navargaon Talshindewadi Dist Chandrapur, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.