IFSC Code of Bank Of India, Nagercoil Nesamony Nagar, Nagercoil, Tamil Nadu- BKID0008275

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of India for its Nagercoil Nesamony Nagar branch in Nagercoil, Nagercoil, Tamil Nadu, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of India situated in Nagercoil or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code BKID0008275. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Nagercoil Nesamony Nagar, Nagercoil

Here are the key points that are associated with the IFSC Code BKID0008275 of Bank Of India for its branch located in Nagercoil, within the district of Nagercoil in the state of Tamil Nadu.

These details help users in online banking and for businesses and individuals who use Bank Of India in Nagercoil for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0008275 for the Nagercoil Nesamony Nagar branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Nagercoil Nesamony Nagar, Nagercoil, Tamil Nadu, are given a unique IFSC like BKID0008275 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Nagercoil.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Nagercoil and Nagercoil.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of India in Nagercoil Nesamony Nagar goes to the correct branch. This is important because Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code BKID0008275

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nagercoil Nesamony Nagar in Nagercoil.

For example, the IFSC Code BKID0008275 of Bank Of India for the Nagercoil Nesamony Nagar branch includes these elements, identifying the bank and the branch location in Nagercoil and Tamil Nadu accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0008275 of Bank Of India for its Nagercoil Nesamony Nagar branch located in Nagercoil, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Nagercoil and Nagercoil, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Nagercoil Nesamony Nagar or Nagercoil to get the exact IFSC Code BKID0008275.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Nagercoil, then it will provide you proper information.

How to Use IFSC Code BKID0008275 for Online Transfers?

Once you have the IFSC Code BKID0008275 for the Nagercoil Nesamony Nagar branch of Bank Of India in Nagercoil, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0008275. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008275.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Nagercoil Nesamony Nagar in Nagercoil may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Nagercoil Nesamony Nagar, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagercoil to handle online money transfers and get their cheques cleared smoothly.