IFSC Code of Bank Of India, Mota Karala, Mota Karala Distvadodara, Gujarat — BKID0002602

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of India for its Mota Karala branch in Mota Karala (Dist.Vadodara), Mota Karala Distvadodara, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of India located in Mota Karala (Dist.Vadodara) or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code BKID0002602. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of India, Mota Karala, Mota Karala (Dist.Vadodara)

The table below shows the main details of the IFSC Code BKID0002602 for the Bank Of India branch in Mota Karala (Dist.Vadodara), which falls under the Mota Karala Distvadodara district in Gujarat.

These details help users in online banking and for businesses and individuals who use Bank Of India in Mota Karala (Dist.Vadodara) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0002602 for the Mota Karala branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BKID0002602 is given to every bank branch, including Bank Of India located in Mota Karala, Mota Karala (Dist.Vadodara), Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Mota Karala (Dist.Vadodara).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Mota Karala (Dist.Vadodara) and Mota Karala Distvadodara.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of India in Mota Karala doesn't end up at another location.

Format of the IFSC Code BKID0002602

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mota Karala in Mota Karala (Dist.Vadodara).

For example, the IFSC Code BKID0002602 of Bank Of India for the Mota Karala branch includes these elements, identifying the bank and the branch location in Mota Karala (Dist.Vadodara) and Gujarat accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0002602 of Bank Of India for its Mota Karala branch located in Mota Karala (Dist.Vadodara), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Mota Karala (Dist.Vadodara) and Mota Karala Distvadodara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Mota Karala or Mota Karala (Dist.Vadodara) to find the exact IFSC Code BKID0002602.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Mota Karala (Dist.Vadodara) will provide accurate information.

How to Use IFSC Code BKID0002602 for Online Transfers?

Once you have the IFSC Code BKID0002602 for the Mota Karala branch of Bank Of India in Mota Karala (Dist.Vadodara), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0002602. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0002602.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Mota Karala in Mota Karala (Dist.Vadodara), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Mota Karala, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Mota Karala (Dist.Vadodara) to handle online money transfers and get their cheques cleared smoothly.