IFSC Code of Bank Of India, Moothakunnam, Moothakunnam District Ernakulam, Kerala — BKID0008560

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of India for its Moothakunnam branch in Moothakunnam (District Ernakulam), Moothakunnam District Ernakulam, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of India located in Moothakunnam (District Ernakulam) or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code BKID0008560. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Moothakunnam, Moothakunnam (District Ernakulam)

Below in the table are the key details related to IFSC Code BKID0008560 of Bank Of India for its branch located in Moothakunnam (District Ernakulam), within the district of Moothakunnam District Ernakulam in the state of Kerala.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Moothakunnam (District Ernakulam) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0008560 for the Moothakunnam branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of India located in Moothakunnam, Moothakunnam (District Ernakulam), Kerala, are allotted a unique IFSC like BKID0008560 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Moothakunnam (District Ernakulam).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Moothakunnam (District Ernakulam) and Moothakunnam District Ernakulam.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of India in Moothakunnam reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code BKID0008560

The format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Moothakunnam in Moothakunnam (District Ernakulam).

For example, the IFSC Code BKID0008560 of Bank Of India for the Moothakunnam branch includes these elements, identifying the bank and the branch location in Moothakunnam (District Ernakulam) and Kerala accurately.

How to Find IFSC Code for Bank Of India?

If you are trying to find the IFSC Code BKID0008560 of Bank Of India for its Moothakunnam branch located in Moothakunnam (District Ernakulam), the following methods can help:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of India branches in Moothakunnam (District Ernakulam) and Moothakunnam District Ernakulam, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of India and navigate to the branch locator section. Search for Moothakunnam or Moothakunnam (District Ernakulam) to get the exact IFSC Code BKID0008560.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of India and Moothakunnam (District Ernakulam), you'll get the correct details.

How to Use IFSC Code BKID0008560 for Online Transfers?

Once you have the IFSC Code BKID0008560 for the Moothakunnam branch of Bank Of India in Moothakunnam (District Ernakulam), you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code BKID0008560. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0008560.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of India Moothakunnam in Moothakunnam (District Ernakulam), your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Moothakunnam, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Moothakunnam (District Ernakulam) to handle online money transfers and get their cheques cleared smoothly.