Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Mohammadabad branch in Mohammadabad (Dist. Farrukhabad), Mohammadabad Dist Farrukhabad, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Mohammadabad (Dist. Farrukhabad) or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code BKID0007603. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Mohammadabad, Mohammadabad (Dist. Farrukhabad)

Here are the key points that are associated with the IFSC Code BKID0007603 of Bank Of India for its branch located in Mohammadabad (Dist. Farrukhabad), within the district of Mohammadabad Dist Farrukhabad in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of India
IFSC Code BKID0007603
Branch Mohammadabad
City Mohammadabad (Dist. Farrukhabad)
District Mohammadabad Dist Farrukhabad
State Uttar Pradesh
Address Near Government Hospitalstation Road Mohammadabad

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of India in Mohammadabad (Dist. Farrukhabad) for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code BKID0007603 for the Mohammadabad branch of Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Mohammadabad, Mohammadabad (Dist. Farrukhabad), Uttar Pradesh, is provided with a unique IFSC like BKID0007603 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of India branch in Mohammadabad (Dist. Farrukhabad).
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mohammadabad (Dist. Farrukhabad) and Mohammadabad Dist Farrukhabad.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Mohammadabad do not get mixed with another location.

Format of the IFSC Code BKID0007603

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mohammadabad in Mohammadabad (Dist. Farrukhabad).

For example, the IFSC Code BKID0007603 of Bank Of India for the Mohammadabad branch includes these elements, identifying the bank and the branch location in Mohammadabad (Dist. Farrukhabad) and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of India?

If you are looking for the IFSC Code BKID0007603 of Bank Of India for its Mohammadabad branch located in Mohammadabad (Dist. Farrukhabad), the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of India branches in Mohammadabad (Dist. Farrukhabad) and Mohammadabad Dist Farrukhabad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of India and look for the branch locator section, then search for Mohammadabad or Mohammadabad (Dist. Farrukhabad) to get the exact IFSC Code BKID0007603.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of India and Mohammadabad (Dist. Farrukhabad), then it will provide you proper information.

How to Use IFSC Code BKID0007603 for Online Transfers?

Once you have the IFSC Code BKID0007603 for the Mohammadabad branch of Bank Of India in Mohammadabad (Dist. Farrukhabad), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0007603. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0007603.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Mohammadabad in Mohammadabad (Dist. Farrukhabad) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of India in Mohammadabad, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mohammadabad (Dist. Farrukhabad) manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of India in Mohammadabad, Mohammadabad (Dist. Farrukhabad)?

The IFSC Code is BKID0007603.

Is the IFSC Code BKID0007603 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of India Mohammadabad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mohammadabad branch?

The address of the branch is Near Government Hospitalstation Road Mohammadabad located in Mohammadabad (Dist. Farrukhabad), Mohammadabad Dist Farrukhabad, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.