IFSC Code of Bank Of India, Moganpur, Moganpur Dist Hazaribagh, Jharkhand — BKID0004849

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of India for its Moganpur branch in Moganpur (Dist. Hazaribagh), Moganpur Dist Hazaribagh, Jharkhand, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of India located in Moganpur (Dist. Hazaribagh) or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code BKID0004849. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of India, Moganpur, Moganpur (Dist. Hazaribagh)

Here are the main details that are associated with the IFSC Code BKID0004849 of Bank Of India for its branch located in Moganpur (Dist. Hazaribagh), within the district of Moganpur Dist Hazaribagh in the state of Jharkhand.

These details help users in online banking and for businesses and individuals who use Bank Of India in Moganpur (Dist. Hazaribagh) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BKID0004849 for the Moganpur branch of Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of India located in Moganpur, Moganpur (Dist. Hazaribagh), Jharkhand, is provided with a unique IFSC like BKID0004849 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of India branch in Moganpur (Dist. Hazaribagh).
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Moganpur (Dist. Hazaribagh) and Moganpur Dist Hazaribagh.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Jharkhand and the rest of India and the IFSC Code ensures that transactions meant for Bank Of India in Moganpur do not get mixed with another location.

Format of the IFSC Code BKID0004849

This is the format of the IFSC Code for banks, including Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Moganpur in Moganpur (Dist. Hazaribagh).

For example, the IFSC Code BKID0004849 of Bank Of India for the Moganpur branch includes these elements, identifying the bank and the branch location in Moganpur (Dist. Hazaribagh) and Jharkhand accurately.

How to Find IFSC Code for Bank Of India?

To find the IFSC Code BKID0004849 of Bank Of India for its Moganpur branch located in Moganpur (Dist. Hazaribagh), the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of India branches in Moganpur (Dist. Hazaribagh) and Moganpur Dist Hazaribagh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of India and go to the branch locator section. Then search for Moganpur or Moganpur (Dist. Hazaribagh) to find the exact IFSC Code BKID0004849.

Mobile Banking App

If you use Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of India and Moganpur (Dist. Hazaribagh) will provide accurate information.

How to Use IFSC Code BKID0004849 for Online Transfers?

Once you have the IFSC Code BKID0004849 for the Moganpur branch of Bank Of India in Moganpur (Dist. Hazaribagh), you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code BKID0004849. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of India IFSC Code BKID0004849.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of India Moganpur in Moganpur (Dist. Hazaribagh) may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of India in Moganpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Moganpur (Dist. Hazaribagh) to handle online money transfers and get their cheques cleared smoothly.